Thursday, November 22, 2007

Cash Loans from ChinaTrust and BDO Scams?

O told me she got a text message that goes "Cash loan from Chinatrust and BDO with interest rate of as low as 1.39% per month. We also have carloan financing brand new or second hand unit, car mortgage OR/CR only payoff bank balance with an interest rate of 1%/month. lower interest for brand new. interested...our office (number deleted)"

I just told here those loans with small interests are mostly true and not a scam. Flyers are given daily on Ayala Avenue and Buendia in Makati by people advertising them hoping for possible commissions and offered officially by the two mentioned banks.

What's only disturbing is that some people resort to using unlimited texting to send out the special offers to random numbers-- now that's called SPAM-- and it's irritating !

I commend O for just treating the messages as scams just to be safe since she doesn't need a loan, in fact, she's celebrating her first few days of financial independence after paying off her credit card balance after a few years of trying.

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