Sunday, May 27, 2007

The Prudential Life: Selling Insurance Shameless Way

This is a pathetic and unscrupulous attempt of some group on trying to sell you insurance by Prudential Life, not sure if officially sanctioned by Prudential Life
but the way they trick people in coming to their office is something that should never be done by normal people.

I'm publishing this as another friend of mine asked me if this modus operandi that she won something and must come to the same office (my friends know of the kind of work I do that's why they consult me about things like this)

You people behind this trick should be ashamed of yourselves.

I sent an email inquiry to the helpdesk of Prudential Life but fell on deaf ears and got no reply...I wonder why

to all readers, beware and spread the word!
the shenanigans behind this act use Social Engineering by declaring to come to their office and file within 24 hours plus the dubious and absurd requirement of presenting credit card as identification.


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we received a call informing us that we still file for a claim on a dead brother's Prudential life insurance.

our brother died in an accident several months ago.
this was a surprise as earlier inquiries told us that the policy had lapsed.

the caller said that:
- the claim must be filed within 24 hours;
- any relative may file the claim but must have valid IDs (company ID, sss ID, any CREDIT CARD);
- we must proceed to Prudential Life's RELEASING OFFICE at the 6/F RCI Bldg, Rada St., Legaspi Vill., Makati

at the supposedly RELEASING OFFICE, although the glass doors and wall had the the Prudential Life name/logo, the room didn't feel right:
- there was only a single office table with several chairs, a sofa and some side tables and a tv (several young men/yuppies were watching tv);
- the carpeting was dismal;
- very prominent was a stack of large gift-wrapped boxes (maalala mo talaga yung 'family first')

we became really suspicious and finally withdrew when, despite our insistence that we were there to file for a claim:
- they did not ask for any detail about the policy holder (not even the name);
- instead they filled out a green Prudential Life Personal Information Sheet with my info.
- they insisted on requiring that we present at least one CREDIT CARD for verification of our identity.

we were lucky to get out unscathed (we never presented a credit card, got back my IDs and the information sheet before leaving) pero ang masakit, namatayan na nga kami ay naisipan pa nilang gawin yun - sana multohin sila ng kapatid ko!

Monday, May 07, 2007

Philippines Still Lacks a Cybercrime Law

This is a reaction to the featured article in the Philippine Daily Inquirer titledPNP slams lack of RP laws against cybercrime in which the PNP through the CIDG lamented the lack of cybercrime law in the Philippines due to the propensity of our lawmakers-- congressmen and senators-- to quarrel, destabilize, and criticize one another instead of make laws which is their raison d'etre.

I personally agree that this country needs a lot of laws to be drafted, not like the Manny Pacquiao saying we have enough laws that only need implementing. He's right though on the latter part.

I know the people lobbying and drafting the proposed cybercrime bill still pending, and not surprisingly, will again be relegated as low priority by lawmakers who prioritize disbursement of their pork barrel. What always happen is that sponsoring senators and congressmen would call hearings and hearings then bring the proposed bill to the bottom of the heap for the nth time.

I've experienced working with both the NBI Anti-Fraud and Cybercrime Division and CIDG counterpart group on certain cases in the past, even saw the NBI's modern equipment donated by the US (that only a few men knew how to use properly)

The proposed bill should be prioritized. RA8792, otherwise known as the E-Commerce Act is not enough to pin down miscreants on the net, but it doesn't mean that its passage can really deter evil men from doing their thing.