Wednesday, December 26, 2007

"Free" Wi-fi and Open Wireless Hotspots in Makati

I made a quick check of our new office somewhere in Makati and found several open wi-fi from nearby buildings. Some hotspots offer encryption but maybe unaware of the dangers of minimal security offered by their "secured" wireless Internet.

I got connected to an open connection in one conference room without doing anything but didn't proceed since that'd be unethical on my part not even fired up Netstumbler and other wireless security tools.

Open wireless hotspots is a common occurrence in Manila (and the Philippines) where people think convenience without an ear for privacy and security. Wardriving will net far too many places for freeloaders.

No law is present to deter freeloaders. The E-Commerce law doesn't contain a provision against it while the still pending cybercrime bill is in the doldrums if not plunged into the abyss of oblivion by good-for-nothing "lawmakers."

Saturday, December 22, 2007

Mekeni Food Corporation Modus Operandi/Scam

A group of people with a vehicle approached my mom in her sari-sari store and introduced themselves as sales agents of Mekeni Food Corporation and offered mom some products from Mekeni plus a cooler in exchange for cash.

My mom, being not that easy to fool, didn't bite the offer and instead asked for a number to be called but the number given was never answered.

The guys just left sensing they couldn't get anything.

A few days later, another group introduced themselves as the "real" representatives of Mekeni Food Corporation but mommy retorted how did they know another group dropped by before them. Again, the people left without selling anything to my always on-guard mom.

Last week, I read in a paper a few people arrested for doing just the modus operandi pouncing on poor sari-sari store owners for payment of promised coolers and products of Mekeni but didn't come back after receiving the money.

This is a true story that happened at home where unscrupulous people try to scam honest working ones at sari-sari stores with their meager earnings.

Remember: ask for the goods to be delivered first and check for authenticity before parting with your hard-earned money.

Wednesday, December 19, 2007

Nigerian Scam Using Hacked Gmail Account

I received an email today from a gmail contact of mine who's asking for advanced money for help while in Nigeria. Since I personally knew the supposed owner of the email, I sent a text message informing him of the scam and he replied that his gmail address was really hacked big time.

Similar to the old Nigerian 419 Scam, scams like this will ask for advance money to be sent through Money Gram or Western Union that affords them anonynity. The hacker cum scammer sent this email to me as if I'm a sucker for such cheap trick:

From: xxx@gmail.com
To: me

How are you doing today? I am sorry i didn't inform you about my traveling to Africa for a program called "Empowering Youth to Fight Racism, HIV/AIDS, Poverty and Lack of Education, the program is taking place in three major countries in Africa which is Ghana , South Africa and Nigeria . It as been a very sad and bad moment for me, the present condition that i found myself is very hard for me to explain.

I am really stranded in Nigeria because I forgot my little bag in the Taxi where my money, passport, documents and other valuable things were kept on my way to the Hotel am staying, I am facing a hard time here because i have no money on me. I am now owning a hotel bill of $ 1550 and they wanted me to pay the bill soon else they will have to seize my bag and hand me over to the Hotel Management., I need this help from you urgently to help me back home, I need you to help me with the hotel bill and i will also need $1600 to feed and help myself back home so please can you help me with a sum of $3500 to sort out my problems here? I need this help so much and on time because i am in a terrible and tight situation here, I don't even have money to feed myself for a day which means i had been starving so please understand how urgent i needed your help.

I am sending you this e-mail from the city Library and I only have 30 min, I will appreciate what so ever you can afford to send me for now and I promise to pay back your money as soon as i return home so please let me know on time so that i can forward you the details you need to transfer the money through Money Gram or Western Union.

Tuesday, December 18, 2007

Problem of Off-line ATMs in the Philippines

Ever noticed the long queues at ATMs not only in Metro Manila but the whole Philippines during December besides the horrendous traffic on EDSA and anywhere there's a mall? It seems Filipinos have too much money to burn during Christmas that malls are filled to the brim with shoppers shopping as if there's no tomorrow.

The problem is amplified by the seemingly endless list of off-line ATMs of banks. Do you know the cause of the problem? It's just that bank ATMs cash are easily depleted these days that ATMs will display the ATM as off-line due to unavailability of cash while banks are not loading those cassettes filled with cash fast enough due to operational and risk reasons. This problem is worst at off-site ATMs (ATMs unattached to a bank branch) and those in shopping malls.

Other causes of off-line ATM are: power failure, ATM failure, communications line failure, ATM host switch failure and other IT problems.

In these times, many incidents of debit without dispense wherein an account is debited but no cash was withdrawn by the cardholder is rampant and may be due to the issuing bank problem, not the acquiring bank. It's thus best to try to transact at your own bank ATM to reduce the chances of debit without dispense, avoid transaction charges/fess and avail of higher maximum withdrawal amount per transaction (which is P10,000.00) for internetwork/switched transactions via BancNet, ExpressNet or Megalink.

In case of debit without dispense, contact your bank where your money may be debited back into your account after three banking days. Bank personnel always will check first any system error or reconciliation problems down to the ATM journal tape or records to know if your complaint is valid.

Related Post:

Philippine ATM Transaction Fees and Charges.

Monday, December 17, 2007

The Downside of Low Interest Rates on Banking and Insurance

Almost everybody's talking about the good side of low interest rates in the Philippines as the time to buy a new house, avail of an auto loan or just borrow money. I don't need to be told of buying my own house since I've been paying for one more than a year already, at the lowest interest rate of zero for three years, that's been draining my bank account every month.

A casualty of the falling interest rate is my BPI Platinum account that used to enjoy 7% per annum but now earning very low interest due to small remaining balance and low interest rate. Been thinking of closing it after almost eight years but the weak sentimental side of me is holding on to it.

The biggest setback in the interest rate game is the effect on my Insular Life insurance I thought will self-liquidate after nine annual payments but, again, due to low interest rates, my insurance agent informed me i still have to pay the tenth installment, one or more than the original target of nine years.

Lesson learned: low interest rates, like the strong peso, is a two-edged sword. It's a blessing to some, and a curse to others!

Wednesday, December 12, 2007

Nikon D90 or D80s Specifications?

Been reading a lot of rumors and speculations to the replacement or upgrade to Nikon's popular D80 camera. Some people think it's a D90, some say D80s or even a D80x.

It took 16 months for Nikon to come up with the D70s to replace the D70, and another 16 months to produce the D80 for the D70s.

The D80 was released in August 2006, so following the 16 months cycle of Nikon, the replacement D90/D80s/D80x should be announced January 2008.

If you hate speculations and rumors like me, I'll just watch this link for the official press release of Nikon International.

Monday, December 10, 2007

BSP/Central Bank Text Scam

I recently received the following text (shown unedited) from a mobile phone number 0927.482.6153 recently:

"Maligayang Bati! Your Simcard # won Php650,000.00 as 2nd Prize winner Pamaskong Pabunos Handog ng Central Bank, Malate Branch last 11.02.2007 to claim ur Prize pls..call me now i'm atty. Roberto B. Mendoza NCR-DTI#.7180sir.200"

Note that this is a scam similar to the Nigerian Scam (419) where the "winner" would be asked for advanced money to pay for something in order to claim his prize. After getting the money, the false lawyer of Central Bank will disappear.

Note that the Central Bank is no longer extant, it's supplanted now by the Bangko Sentral ng Pilipinas (BSP) in 1993 (that's why you always see year 1993 on the reverse side of Philippine coins). The BSP also does not conduct promos like this, they don't need to (some people are just born suckers particularly for easy money)

Friday, December 07, 2007

Pinay Sex Scandal Video Downloads

Looking for the latest pinoy sex scandal videos and pictures for downloads? I don't think so. I wrote this entry for people to avoid being the latest craze of surging hormone denizens of the Internet much like the calumpit scandal, dumaguete scandal, cebu scandal, la salle scandal and the likes featuring Filipinas or exotic Asians in risque pictures and erotic videos that's choking the Internet.

The only thing common with me is that, like scandals, I also travel to many places. You won't find links to them either.

How to avoid being the latest pinay sex scandal celebrity:

1. Don't allow yourself to be the star of the scandal video by actually not doing it.
2. Taking pictures or videos while doing the act puts in the dangerous situation. Remember, if you're the woman, you're always at the bad side of things in this double standard world of Filipinos.
3. Doing it inside hotels and motels and other untrusted places is also risky. Arrange the draperies and curtains and turn off the lights if you can't control the urge.
4. Copulation with your boyfriends just "to prove that you love him" is non-sense.
5. If you're stupid enough to take videos of yourself, delete it ASAP. If you're the weird type who wants to risk it, try at least to encrypt the video on your PC to protect it from possible change of hands.
6. Remember, if you just deleted the video on your PC, it can still be undeleted so it's better to use a secure deletion software.
7. If you're the man thinking of doing this for blackmail or other things, shame on you. Remember that you have a mother too.
8. lastly, the best way, again, not to be the next star of scandal videos is not to do it.

Hope you learned something from this short Friday post. This is just a simple contribution to the SEO exercise about the subject (as if pagerank of this blog is high)

Thursday, December 06, 2007

Blogger and HaloScan

Maybe you've also noticed the stupid move by Google/Blogger to limit commenting on Blogger to people with Google/Blogger accounts leaving out other people using another blogging platform.

This is a screenshot of the new comment form field with only anonymous or nickname is left without a link back to the commenter.



What I did was to install HaloScan for commenting as well as not removing the comments field in my other blog so as not to remove old comments. I need the old comments (as well as it's good for the search engines). My main blog uses a modified classic template so I had to manually edit it plus insert a Google rant.

Let me know if you have other solutions for this stupidity.

Tuesday, December 04, 2007

Canon EF-S 18-55 IS: A True Super Kit Lens!

Just like Canon's new EF-S 55-250 IS lens, the replacement for the 18-55 kit lens is now the 18-55 f/3.5-5.6 IS (Image Stabilization).

I've read good reviews for this lens already that's summarized as "cost-effective" optical quality at a price of less than P10k ($199). It's made of plastic, similar to the super sharp Canon EF 50mm f1.8 lens so I have no problems with that.

Getting the 18-55 IS plus the 55-250 IS lens, both economic lenses with Image Stabilization is quite a bargain in a world full of pricey L lenses not intended for hobbyists like me.

Sunday, December 02, 2007

Canon EF-S 55-250 f/4-5.6 IS is cheap!

While at Trinoma in Quezon City, I looked for Infomax at the second floor to ask for the price of the new Canon EF-S 55-250 with Image stabilizer. I just confirmed it to cost only P11,600.00 (about$275), mall price but the unit was not yet available there and will have to wait next year when market price on Hidalgo St in Quiapo might even drop.

I only asked but I'm not gonna busy since I've already fixed my mind on buying at least the Nikon D80 with the 18-200 f/3.5-5.6 VR (vibration reduction) next year.

I already read canon ef-s 55-250 IS reviews on the Internet and it's always positive for the price. I'm not a Pro so i don't need those pricey lenses.

Thursday, November 29, 2007

Makati Mutiny: Lim, Trillanes Holed Up in Manila Peninsula

At around 11:30 this morning I received a call from a comrade asking about the situation in Makati particularly Paseo de Roxas, Ayala Avenue and Makati Ave due to reports on ANC about the walk-out of Trillanes during his hearing at the Makati RTC then led a march in Makati Central Business District.

Sen. Trillanes, along with Brig. Gen. Danilo Lim and some Magdalo soldiers are currently holed up at Intercontinental Hotel where they reiterate their call for Pres. Gloria Macapagal Arroyo to step down.

A picture of Ayala Avenue corner Makati avenue is shown below where the once busy intersection is now a virtual parking lot. Makati Shangri-la stands prominently on the right while The Peninsula Manila is on the left of the picture. The large green area is the so called Ayala Triangle.


(sorry, i don't have both my cameras with me today, just a crappy camera phone I used here)

As of this time, guests of Manila Peninsula were requested to leave. The area is peaceful but tension fills the air.

The groups statements and demands are posted on this website.

This is bad again for the Philippines' already tainted image.

Updates 3:30pm

I can see a total of 3 APCs (armored personnel carriers) at the intersection.

4pm (approximately), gunshots can be heard signalling maybe an assault

5pm, the APC barged into the lobby of Manila Peninsula

, ,

Monday, November 26, 2007

Calling 1-800 Number from the Philippines for Free

Did you ever find yourself frustrated with calling supposedly toll-free number 1-800 or 1-888 from the Philippines to the U.S. and charged the normal cost of an IDD call?

I just tried several systems including Yahoo Messenger with Voice and it works. You just need a decent Internet connection e.g. DSL so as not to get a garbled connection.

IDD calls here in the Philippines using landlines and mobile phones charge around $0.30/minute (SUN) to $0.40 (Smart/Globe/PLDT). Various call cards using VoIP technology charge much lower rates including those advertising P1/minute calls.

Skype charges $0.017/minute while Yahoo messenger charges $0.01/munute calls but require installation of software in your PC plus a reliable Internet connection.

Note: Collect calls from the Philippines to the U.S. is also more expensive than calling from the U.S. to the Philippines directly.

Thursday, November 22, 2007

Cash Loans from ChinaTrust and BDO Scams?

O told me she got a text message that goes "Cash loan from Chinatrust and BDO with interest rate of as low as 1.39% per month. We also have carloan financing brand new or second hand unit, car mortgage OR/CR only payoff bank balance with an interest rate of 1%/month. lower interest for brand new. interested...our office (number deleted)"

I just told here those loans with small interests are mostly true and not a scam. Flyers are given daily on Ayala Avenue and Buendia in Makati by people advertising them hoping for possible commissions and offered officially by the two mentioned banks.

What's only disturbing is that some people resort to using unlimited texting to send out the special offers to random numbers-- now that's called SPAM-- and it's irritating !

I commend O for just treating the messages as scams just to be safe since she doesn't need a loan, in fact, she's celebrating her first few days of financial independence after paying off her credit card balance after a few years of trying.

Friday, November 16, 2007

ATM Charges/Fees: BancNet, Megalink, Expressnet, Mastercard, Cirrus, Maestro, Visa, Plus, JCB, Encash, Nationlink


Updated ATM charges per transaction in the Philippines (as of April 2013):


Balance Inquiry Transaction Fee:

On-us/proprietary: Free
Interbank (switched by BancNet: P1
Megalink: P1 (see note below)
ExpressNet: None
Cirrus/Maestro: $1
Plus: $1

Banks who charge P2 balance inquiry fee: PNB, UnionBank, Bank of Commerce, One Network Bank, Equitable Savings Bank, LBC Bank

ATM Cash Withdrawal Transaction Fee

On-us/proprietary: Free
Interbank (BancNet, Megalink, Expressnet): P8 to P12.50

Banks with highest charges: OK Bank (P12.50), UnionBank (P12), UCPB (P11), Bank of Commerce (P11), PNB (P11), UCPB (P11)

Banks with no charge: Citibank, Citibank Savings, HSBC

Cirrus/Maestro: $3.5
Plus: $3.0
(these rates apply also to ATM transactions abroad)

ENCASH ATM Cash Withdrawal: add P25 or P45 convenience fees on top of normal transaction charge (there is a warning screen for this)

Nationlink ATM Cash Withdrawal: add P20 convenience fees on top of normal transaction charge (there is a warning screen for this)

Note there is a maximum amount per withdrawal for switched transactions of P10,000.00 via BancNet or Megalink. BPI recently lowered this to P5,000.00. For on-us/proprietary transactions, the issuing bank's set amount is applied.

Fund Transfers via ATM Fee

On-us/Proprietary (if available): Free
Interbank (BancNet) : P25 (real time credit)
Interbank (Megalink): P25 (next day credit)


* called IBFT by BancNet, short for Inter Bank Funds Transfer

Bills Payment via ATM Fee

This service is free to all cardholders. It's the biller institution who pays the processor the fees per transaction.

Cash Advance Fees

Using credit cards to withdraw cash on ATMs (funds subject also to interest rates)
VISA, Mastercard: P300 or 3% of amount whichever is higher
American Express (AMEX): 5% of cash advance or P500 whichever is higher
Diner's Club: 5% of cash advance amount or P250 whichever is higher

Note: an access fee of P200.00 shall be charged on top of regular VISA/MASTERCARD/JCB/CUP transaction fees.

Many ATMs in the Philippines eg.g BPI (Bank of the Philippine Islands), Metrobank and PSBank accept VISA/VISA Electron/Plus, Mastercard/Cirrus/Maestro where their logos are displayed

American Express is accepted at BPI ATMs

China Union Pay (CUP) cardholders can inquire balance and withdraw funds from BancNet ATMs plus shop using BancNet Point-of-Sale (POS) which is similar to BPI EPS and ECN. No information yet on the charges.

Japan's JCB cardholders can now also perform credit card cash advance transactions.

Cirrus and Maestro are affiliated with MasterCard; Plus is a VISA affiliate.

Using your Philippine-issued ATM card abroad is only possible for Cirrus, Maestro, and Plus affiliated banks (e.g. BPI International for Cirrus/Maestro). Inquire at your own bank for details.

How to avoid ATM transaction Charges in the Philippines:

1. Transact only at your own bank's ATMs
2. Open an account at Citibank, Citibank Savings or other banks that do not charge ATM withdrawals and account balance inquiries to their cardholders.
3. Open an account at a bank with an ATM near your place.
4. Do not put your money in the bank, invest it some place else :P

Note that transaction charges can be thought of as convenience fees; you pay the charges instead of wasting your time and spending money on fares/gas going to your own bank's ATMs.

ExpressNet Member Banks:

Effective April 1, 2013, BPI is part of BancNet

BancNet Member Banks:

Allied Bank, Allied Savings Bank, Asia United Bank (AUB), Banco San Juan, Bank of the Philippine Islands (BPI), Bank of Commerce (BOC), Bangko Mabuhay, BPI Family Savings Bank, CARD Bank (San Pablo City, Laguna), Centennial Savings Bank, China Banking Corporation (Chinabank), Chinabank Savings, Chinatrust Bank, Citibank, N.A., Citibank Savings Bank, Citystate Savings Bank, eCTK, Development Bank of the Philippines (DBP), Dungganon Bank, East West Bank, Equicom Savings Bank, Export and Industry Bank (Exportbank), Green Bank of Caraga (Butuan), Hong Kong Shanghai Bank (HSBC), HSBC Savings, Land Bank of the Philippines (Landbank, LBP), Malayan Bank, Maybank, Metrobank, OK Bank (Iloilo City), Philtrust Bank, Philippine Bank of Communications (PBCOM), Philippine National Bank (PNB), Postal Bank, Producers Bank, Philippine Savings Bank (PSBank), Quezon Capital Rural Bank (QCRB), The Real Bank, Rizal Commercial Banking Corporation (RCBC), RCBC Savings Bank, Robinsons Savings Bank, Security Bank, Security Bank Savings, Standard Chartered Bank, Sterling Bank of Asia, Tong Yang Savings Bank, Philippine Veterans Bank (PVB), UCPB Savings Bank, World Partners Bank, Wealth Bank (Cebu City), Zambales Bank (Zambank)


Nationlink Subscribers  (A member of BancNet):

Cantilan Bank, Kaunlaran Bank, Rural Bank of Manaoag, Coop Bank of Benguet, Coop Bank of Nueva Vizcaya, Optimum Development Bank, Rural Bank of Malasiqui, Community Rural Bank of Dapitan, Metro Ormoc Community Cooperative (OCCCI), Perpetual Help Credit Cooperative


Megalink Member Banks:

Banco de Oro (BDO), Pacific Ace Bank, MASS-SPEC, National Confederation of Cooperatives (NATCCO), One Network Bank, Queen City Development Bank, Union Bank of the Philippines (Unionbank), United Coconut Planters Bank (UCPB), Pacific Ace Savings Bank

ENCASH Member Banks(A member of Megalink):

Rural Bank of FloridaBlanca, GM Bank, Bangko Kabayan, Rural Bank of Tiaong, Progressive Rural Bank, Rural Bank of Puerto Galera, First Valley Bank, Rural Bank of Calasiao, Balai Isabel, GM Bank, Jose Panganiban Rural Bank, Rural Bank of Nabua, G7 Bank

You may visit your bank's website for ATM locator service to know where to find ATMs in the Philippines. For example, in Boracay, there are ATMs by Metrobank, Allied Bank and BPI.


Updated: April 2013


Thursday, November 15, 2007

Prudential Life Text Scam is at it again!

Today, O received a text message from 09176167851 that says" FRM: PRUDENTIALIFE INC, Rada Branch- Makati. In line with our '29th Yr Anniversary',w're glad to inform you that you are entitled to receive Privileges from our company.You need to claim this ASAP.For more info please call at 8921731/4741191 look for Ms. Mary Anne Banico Many thanks. 'DISREGARD IF CLAIMED'"

Just to warn you, again, of this dubious offer from Prudential Life in Makati, they'll just ask you if you have a credit card and offer you insurance. I blogged about Prudential life Scam before so be forewarned. You'll just waste your time commuting to Makati and braving the horrendous traffic to be tricked by people who don't care as long they can sell something.

Ralated Post:

Prudential Life: Insurance Selling without Conscience

Wednesday, November 14, 2007

Batasan Bombing: Security Lapses

Last night, flash report on TV broke the news about a bomb explosion at the south wing of House of Representatives, barely a month after the Glorietta 2 blast occurred. Three people were killed including Basilan representative Wahab Akbar.

Speaker Jose de Venecia appeared on TV condemning the blast as an act of terrorists or anarchists. (I think it's a targeted assassination plot on a certain personality, but don't quote me on that)

I will offer my two cents worth on news like this particularly on the current (in)security practices by people whose job is to protect the lawmakers/congressmen (who, for the record are making much less laws per year yet spending is increasing).

First, noticeable is the absence of canine units particularly bomb sniffing dogs.

Second, the non-inspection of people entering the premises. I noticed once too often guards, like those deployed in mall entrances, don't really know what they're looking for with their magic sticks wagged at the openings of bags of people.

Third, the apparent lack of surveillance camera to monitor and record what's happening inside the Batasan complex and the House of Congress.

Fourth, why the hell were motorcycles and vehicles permitted to park near the exits? Acceptable cushion area for parking and people exiting should be made to prevent bombs on motorcycles and cars from inflicting too much damage.

Security in the whole Philippines should be upgraded to cope with threats but I can only see physical inspection of bags plus the absurd idea of banning taking pictures as if pictures pose a security threat.

Such old-school mindset!

Tuesday, November 13, 2007

Text2Sawa Unlimited Texting Scam

I have always been receiving offers about this unlimited texting to all networks in my email address subscribed to various yahoogroups. I contacted the sender once about his offer but offered no explanation on how the system works so i just surmised he's just a guy looking for a quick buck

With Smart, Globe and Sun Cellular offering unlimited texting (SMS) within their networks, it's just highly probable that a technically inclined pinoys with entrepreneural spirit will come up with a bridge or SMS bypass to connect all three unlimited texting services using at least 1 SIM card of the telco.

One of them is Text2Sawa, and true to my hunch, the law, however slow, finally caught up with them. The news was even shown on national tv of the entrapment operation. Sadly, only a dealer or distributor was apprehended and not the actual operator and source of the text cards.

Globe, Smart and Sun warned the public that the unlimited texting feature is for personal use only and not for purposes like SMS bypass.

The police informed the public that they'll charge the suspect with violation of RA8484: Access Device Law, the same law used by banks and credit card companies againts credit card and ATM card fraud.

Let's see if other scammers will take the place of Text2Sawa after a few days

Friday, November 09, 2007

Dulce and Rene Saguisag Accident

Yesterday morning when I first opened my daily dose of news, I immediately read the current headline about the death of Dulce Saguisag, wife of Atty and former senator Rene Saguisag when a speeding dumptruck rammed their van in Makati City. Dulce Saguisag, a former secretary of DSWD died on impact while Atty. Rene Saguisag remained in critical condition.

As expected, pictures, videos and old clips of the former senator was shown on TV. Doctors interviewed even said he's responding to simple commands and has a high chance of recovery from brain damage being an intellectual.

I used to admire the former senator when he was a human rights lawyer and fought the the despotic president Marcos. He became a senator after the People Power revolution.

My faith and admiration for him were shattered when he became the lawyer who defended the now convicted, later pardoned, former president Erap-- which is a mockery of justice. He's now planning to fight the writ of execution of the forfeiture of Erap's assets and money in bank due to Erap's conviction. He's also the lawyer of those soldiers who mutinied and took over Makati particularly Oakwood (now Ascott) led by the now firebrand senator Trillanes.

I know this is a difficult time for your family, Atty. Saguisag, but I hope in your slumber, you realize that you're doing a disservice to the Filipino people. You've used your superior intelligence to defend a convicted plunderer, worked on Erap's despicable pardon even if the former president (your president, not mine) didn't admit his guilt and still harbor contempt of the courts.

Regarding the dumptruck driver, it may have been an accident due to his undisciplined ways, but he asked for your forgiveness. I wonder, when you already regained conciousness, will you also grant the driver who killed your wife, injured yourself and your companions, absolute pardon and clemency?

In spite of this, I wish you well, Atty. Saguisag. May you come out of your hospital bed much wiser but please devote your talent and energy in the service of the needy, not of the rich who openly defy authority and flagrant contempt of the courts of justice, but the human rights victims you used to defend.

Tuesday, November 06, 2007

Philippines Renewable Energy Bill

Renewable energy, defined as energy sourced from inexhaustible or easily replenishable energy sources like sunlight, wind, ocean tides, and geothermal heat or others like biomass and biofuels.

In the Philippines, more than half of the power plants run using bunker fuel and coal making the power sector highly vulnerable to the surging prices of oil in the world market.

Recent legislation called for the ethanol addition to gasoline where ethanol used can be produced locally using sugarcane, but the move diverts food sources into power needs much like corn production in other countries diverted to ethanol.

The Philippines is currently the world's second largest producer of geothermal energy, next only to the United States. That's mainly due to the presence of many volcanoes, of which 22 are active, inside the Pacific ring of fire. The geothermal plant in Tiwi, Albay is one prime example. Other volcanoes in the Philippines are the beautiful Mayon Volcano, Mt. Pinatubo, Taal Volcanoplus the many volcanoes in Camiguin.

There are studies that pinpointed several viable locations to harness energy from the wind and the wind farm in Bangui town in Ilocos is one such living testament to it.

On solar power, there's a company manufaturing solar cells in Laguna but mainly for export. Small upland communities are already using solar power sourced through donations by foreign government and NGOs. Other visible use of solar energy includes the solar-powered Capones lighthouse in Zambales and Corregidor Lighthouse.

Hydropower is also much used in the country, one example is the Kalayaan hydroelectric power plant in Kalayaan, Laguna whose turbines are powered by Caliraya lake. The first hydroelectric power plant in the Philippines can be found in Villa Escudero in Tiaong, Quezon. Mini-hydro plants are suitable for highland communities with access to the water supply. Dams that produce electric power are Magat Dam in Isabela/Ifugao, Pantabangan Dam in Nueva Ecija, and San Roque Dam in Pangasinan.

Biomass fuel can also be harnessed from rice husks, coconut shells et al while garbage dumps can also generate methane gas to produce power. A similar setup can be seen in "green" piggeries where pig waste can be used to generate methane-powered plants.

With all these energy alternatives, the Philippines, given the right motivation and the passing of the still pending Renewable Energy Act, can ween away from dependence of bunker fuel. But that is if those "honorable" lawmakers can get their act together to pass such urgent legislation.

Friday, November 02, 2007

Glorietta "Bombing": Citizen Journalism or Irresponsible Blogging?

Last October 19, 2007, I received a call around at 1:30pm asking me where I was and to confirm if there was indeed a bombing of Glorietta 2. At that moment, I noticed my officemates were trying to browse the already slow Inquirer.net website. I tried to browse Philstar.com but information presented was vague so I switched to Inquirer.net's express edition and the initial report was an LPG tank explosion.

Within minutes I received pictures of the "blast site" in my email showing gory pictures and lurid details even showing bloodied faces of victims killed that can be identified. Thought of posting the pictures but the better part of me told me to exercise restraint. I didn't blog about this "bombing" incident in the first place due to many reasons: I don't have a first hand account of the incident, I don't use pictures taken by other people unless I have explicit permission, and I don't want to generate blog traffic out of the incident. Besides, the excruciatingly slow investigation on the cause of the incident was still uncertain with the police flip-flopping on the initial results wether it was LPG, C4 explosive due to alleged presence of RDX, or other powerful bombs pointing an accusing finger at the Abu Sayyaf (The Abu Sayyaf the following day denied they have anything to do with the "bombing."), Jemaah Islamiyah and the Raja Solaiman Movement (RSM).

However, many blogs started to post stories and pictures of it declaring aloud the "terrorists" behind the dastardly act. Media sensationalism again went full blast. The firebrand senator Trillanes cried it was a conspiracy that the government planted the bomb (kind of a projection actually since the "good" senator was the one seen on national television planting bombs in Oakwood (now Ascott) during their mutiny; wonder why many "educated" Filipinos voted for him). Politicians offered rewards on information to help arrest perpetuators of the "crime." The United States, United Kingdom, and Canada issued travel advisories.

Now, as to why I wrote this post, I noticed bloggers will post many things at the fastest time possible-- even without verifying the facts. The news of the "bombing" reached international media attention thus scared away potential tourists that this country badly is in need of.

Recently, as confirmed by foreign investigators, the incident was the the result of an accident and not a bomb. The news, sadly, was not corrected by some bloggers who've already cashed in on the incident. Many people reading blogs may have taken note of the "terrorist bombing" angle but were not updated on the accident angle thereby making the belief that terrorism again struck this already terrified nation.

Thursday, November 01, 2007

Eye-Fi Wireless Memory Card (SD)

Got wind of this cool memory card, called Eye-Fi, that automatically transmits your picture to your home wireless network eliminating the need to take out the card out of you camera to transfer the images. All you need to do is turn on the camera when near your home wifi network.

Just be careful in setting up your wireless network at home to prevent electronic eavesdropping.

Technical specifications of the wireless card.

Tuesday, October 30, 2007

Bouncing Checks...Almost!

I have been paying my condominium unit for more than a year already and I admit, it's really been draining my finances. I got the condo unit, somewhere in Pasig and still under construction, for zero interest payable in three years that's why I have such a high monthly payment. I issued three years of checks to pay for it using my Chinabank current/checking account, my salary account actually.

Yesterday, I withdrew P2000 pesos to pay for an unexpected expense with my mommy but this morning when i went to the office, I, again, withdrew P900 but when I looked at the available balance, the amount fell short of my required funds for the check to be deposited tomorrow so I immediately accessed my Chinabank Online to verify and requested my officemate to transfer P820 to my account as I handed him the cash.

Just one of the wonders of Internet banking here in the Philippines that there's no transaction fee for intra-bank funds transfer and also I didn't have to pay P1200 service charge to China Bank for a bouncing check.

I experienced a bouncing check last May when I wasn't able to clear a manager's check i requested from BPI to transfer funds to my China Bank account.

Not that I'm afraid of estafa here since the real estate company can just forfeit my unit in case I can't pay it anymore, but the P1200 is P1200, plus the hassle of looking for additional funds since I can't access my BPI account easily to transfer. There's still no way I can transfer funds from BPI to China Bank except over the counter.

For more information on the Philippines' Bouncing Checks Law, click here

Friday, October 26, 2007

Cheap Airline Tickets Fraud

I've received information for many months now on the proliferation of scams offered in public places where unscrupulous people openly offer cheap flights, domestic or international, to various destinations or discounted air fares.

Uninformed people will pay in cash but the miscreants will buy the plane tickets under the buyer's name using stolen credit card credentials online and pocket the cash they receive.

Upon check-in at the airport, presentation of the credit card used to purchase the tickets will be required for boarding and so the unknowing victim won't be able to board his flight.

Tips to guard against fraudsters and scam artists like these:

1. Purchase airline tickets online yourself or through a reputable travel agency.

2. Make sure names on the credit card and airline tickets match

3. The mode of payment on your e-ticket should always indicate cash if you paid for it in cash. If not, question the ticket issuer.

4. As always, my favorite advise to people: If it's too good to be true, it probably isn't true!


This is not unique to the Philippines but also present in other countries in Asia. I have yet to see ATM card payment options for various carriers like Philippine Airlines, Air Philippines, Cebu Pacific, SeaAir, Asian Spirit and other budget airlines but this would become a reality also

Thursday, October 25, 2007

Pardon for Erap is a Mockery of Justice

I was thinking for few days now of posting my disapproval of the granting of executive clemency for Erap floated around. Today, such pardon was granted to Erap by PGMA and as always I see it as a mockery of justice. We've gone through many years of trial and now he's again a free man? So now I know that any powerful person can commit plunder, not admit guilt even if proven to be guilty and still roam free. Only in the Philippines!

News reports tell PGMA did it for national unity. National unity what? Just because of political pressure and the never-ending sword of damocles in the form of an impeachment did PGMA in? Or maybe PGMA is seeing her own future when the law finally catches up with her. This country will never be united since everybody wants to be the one seated in Malacanang. Politicians will always quarrel among themselves and the cycle of impunity will never end.

Regarding the Department of Justice, I have a still pending motion for approval and a clarification on a case I've been pursuing against an uragon fraudster for almost a year now trapped in a tarpit. This Erap pardon recommendation by the DOJ was submitted in no time at all. Injustice by the sitting president, and by the Department of Justice Delayed, if not Injustice!

This nation is really heading to the dogs.

Wednesday, October 24, 2007

Format New USB External Hard Drive

I just acquired a new external hard drive, a cheap 100GB USB for only P3850 (plus the P250 casing) at PC Bodega in New Manila. My officemate also got one but was unable to use it immediately since he doesn't know how to format an external hard disk via USB.

I directed my officemate to this link in order for him to format the drive, using Windows XP's Disk Management utility, so that it'll also show on My Computer.

Now I have lots of data backup jobs to do, including pictures backed up in various CDs and computers :)

Sunday, October 21, 2007

Recover Data from Hard Disk Crash or Corrupted Partitions

Crashed hard drives? Corrupted HDD and other media not detected by your operating system?

In case you're led to this page through search engines, I know I don't have to remind you to create backups of all your precious data in your hard drives, compact flash (CF), memory stick (MS), Secure Digital (SD), MMX, USB Flash Disks (Thumb drives), and other media. Losing precious files, sometimes precious memories not just pictures, is really such a pain in the *** but there're services and solutions out there to recover your data even partially if you have the money for it.

There are many free data recovery software/utility available in the Internet that you use to successfully recover files from a corrupted USB thumbdrive. The free tools can can also be used to undelete files.

Recovering data from physically damaged hard drives involves qualified engineers and technicians, often involving a clean room and spare similar hard drives to replace damaged parts of the disk including the electronics, heads and motor.

There also were claims that freezing your defective hard drive will correct the clacking sound and make it work again but most of them are accidental "magic" recovery for a limited time only after the drive is taken out of the freezer and data copied immediately. (try booting Knoppix or other bootable CDs, mount the hard disk then copy the files you need)

Data recovery services in the Philippines is still scant and expensive, you can have your data/pictures recovered by professionals but for a stiff price.

Friday, October 19, 2007

Escalator Ipit Gang in Glorietta

I received this email about an incident in Glorietta, what those cretins do in buses they now do inside malls with all the security guards present

be warned, unedited email below

~~~~~~~~~~~~~~~~~~~~~~~```

Dear All:

I would like to share with you my horrible and scary experience last Friday night at Glorietta. Maybe, by being aware of this incident, you will be more vigilant as you do your leisure shopping.

It was one rare moment on a weekday that we, my daughters and I would have the chance to have a leisure evening together. And a rare occasion that I would go around Glorietta as I am used to the South shopping malls.

Anyway, we took the escalator leading to the Rustans store (the Bon Apetit entrance). The same escalator to the bus stop at Ayala Avenue . I was about 5 steps away from my daughters and in front of me were 2 people (a gay and a girl) in white.

They were about 5 to 6 steps ahead of me. I noticed that these 2 people were walking backwards and to my mind, how could adults play in the escalator. I only see children doing this. They continued stepping backwards until they were about 2 steps away from me. I noticed that the gay removed his pony tail band from his hair.

Then as I reached the top, the gay bent forward trying to pick up something from the floor. I was standing there trying to hold my grip for fear of falling down. All I could say was "Ano ba, Ano ba!" and I felt I was being squashed. I did not know that my daughters were overtaken by another 2 people and they thought that it was rude of them to do this. The next thing they saw was that I was being squashed in front and at the back.

They thought that the one in front of them got their shoe stuck. I finally got out and was cursing the two people in front of me for being so ignorant in the use of the escalators. My daughter noticed that my bag was opened and she asked me to check it out. My celfons were there, but my wallet was gone.

She immediately ran outside to chase the 2 but they were gone.. The other 2 according to my daughter went the side way. I told the security guard by the door leading to Ayala. All he asked was that "Inipit ba kayo"? I said yes. And then he said that it is the modus operandi and if I were to interpret what he said, this is not the first time this happen ed. I was shocked for a while. I did not feel like looking around anymore and just confined myself inside Rustans.

The next day, a construction worker called my house to say that he saw my wallet in a planter box near the bus stop. He saw a receipt with my name and phone number and called hoping he can find the owner of the wallet.

Am passing this email to you so that you will be more alert when you go out. This can happen anywhere where they have these escalators. For those who have connection with the Security of Ayala, please tell them to pose some guards at the escalator areas.
Pass this on to as many people as you can.

ylena
RGMA Network, Inc.

Wednesday, October 17, 2007

DIY Hardware Keylogger

Browsing the net is just one of my primary job requirements just to stay updated on many developments in this rapidly changing world. Though this is not new, I got interested in the DIY Hardware Keylogger featured here using a microcontroller. I don't have a microcontroller programmer so I won't be able to build this one.

I'm also looking for a DIY hardware kelylogger for USB like this one.

I want to have one of those devices since I'm always trying to find new ways to defeat keyloggers and other malware.

Saturday, October 13, 2007

Quo Vadis, Paete?

Paete, my beloved hometown sandwiched between the slopes of the Sierra Madre mountain range and the moribund Laguna de Bay, is the home of world-renowned people famous for woodcarvings, ice and vegetable carvings, sweet lanzones and papier mache.

This pride of place of mine got a beating when I got hold of Manila Bulletin's September 29, 2007 (Saturday) issue that contained the Commission on Audit's annual report of Regions 3 and 4 was published.

Look at what I've found:

Photo Sharing and Video Hosting at Photobucket

Click on the Picture for the hi-res one

In a nutshell, Paete ranked 27th out of 27 towns in Laguna and the 198th of the 200 towns in Region 4 in terms of income, or in this case, the lack thereof, owing to a net loss recorded in 2006,

The accountant's report trumpeted by the ruling party during the recent elections showed a rosy picture of Paete's financial statement but didn't tally with the audited report's negative income statement.

Did Paete become too reliant on IRA and dole-outs for funding? Did the town spend more than what it can earn that led to borrowing funds to plug the deficit? What happened to projects like the Paete Foundation book, already paid P260,000.00 tied with the "world class tourism brochure," that still has to see the light of day after two years? Just three of the gazillion questions that need answers.

I believe the people of Paete need an explanation of this discrepancy to get a more detailed picture, besides the reasons on why the town got mired in debt.

Does this simply confirm that Paete's coffers are simply-- in the red?

UPDATE:

On the Audit process, an initial audit report, sometimes called Advance Audit Report (AAR), is furnished to the Auditee (in this case Paete officials) by the Auditor (in this case COA), then a meeting will be called by the Auditee and Auditor where the Auditor will explain the findings to the Auditee.

The Auditee has the chance to formally contest the report findings, submit additional documents to support the claim or explain their side on the report.

After the formal submission of the official reply by the Auditee, the Auditor will prepare the final report with comments on the various findings.

The Auditee can't just claim they don't know why the Auditor included certain findings and audit exceptions without giving a reason and asking for an explanation from the Auditee.

The final report of the Commission on Audit is the one published in Manila Bulletin and posted on their website.

Thursday, October 11, 2007

100 in 100 Photography Tips

For photography enthusiasts like me, professionals, newbies or hobbyists, SLR or point-and-shoot, there are a hundred tips to learn from a cool site 100 Photography Tips in 100 Days by AIRC Editors.

already on its 30th day, visit the site daily by bookmarking it.

keep on shooting!

Wednesday, October 10, 2007

UCPB Phishing Website

In another phishing scam where scums of the earth try to lure unsuspecting users to login to their online banking account and fish the username and passwords, a friend of mine forwarded the sample email and phishing website shown below:

note: FROM email address can be faked as well as the Time stamp. I don't have the sender IP address so i can't trace it.

~~~~~~~~~~~~~

Subject: United Coconut Planters Bank (UCPB) Security
From: "United Coconut Planters Bank (UCPB)"
Date: Sat, 10 Nov 2007 04:53:37 +0500

Dear UCPB Member!

Our system has detected unsuccessful login attempt to your UCPB account! Please login to your account and review recent activity in order to prevent unauthorized use of your account by third-parties. Click here to proceed.

Thank you!

~~~~~~~~~~~~~~~~~~~~~~
screenshot of email message



the phishing site: www.ucpb1.org



UCPB = United Coconut Planters Bank

Be Forwarned:

for other Phishing incidents in the Philippines, click on the Phishing Category/Label of this site.

From Windows to Mac OS X Desktop

I read a meme of carlotta asking her readers to show their cluttered desktops. Here's the desktop of my notebook at home and you'd be surprised I have such a clean one.

notice also that it my look like a cool Mac but it's actually a Windows XP one running Fly a Kite that transformed Windows to the look and feel of Mac OS X



I love the interface of Macs and I can't wait for the time when my office notebook will turn three years old; a time when I can request for a replacement and this time, I'm targetting a Mac :)

My desktop is not cluttered since I'm practicing something called "clean desktop policy" even at home which is a best practice of information security

Wednesday, October 03, 2007

Receive Adsense Payments via Western Union in the Philippines

To all Philippine-based individuals using Adsense, you may now receive Adsense payments at any Western Union agent. To activate, just follow the following procedure:

1. Sign in to your account at www.google.com/adsense.
2. Visit the My Account tab.
3. Click the 'edit' link adjacent to the 'Payment Details' header.
4. Select the Western Union Quick Cash radio button.
5. Click 'Continue'.
6. Click 'Save Changes' to save your payment type.

Details of the news provided by the Adsense Team below:

We're excited to tell you that we're offering a new payment method for some countries. If you're located in Argentina, Chile, China (Mainland), Colombia, Malaysia, Pakistan, Peru, the Philippines, or Romania, you can now sign up for Western Union Quick Cash, a new form of payment that lets you receive your AdSense payments in cash using the worldwide Western Union money transfer service. Payments will be available for pickup at your local Western Union agent the day after they are issued, according to our normal payment schedule.

It's free to receive your AdSense payments by Western Union; you'll no longer need to wait for a check to arrive in the mail. this choice can also cut down on bank fees and long clearing times associated with depositing checks.

Before you sign up, please keep these important points in mind:

* As mentioned above, Western Union Quick Cash is only available in Argentina, Chile, China (Mainland), Colombia, Malaysia, Pakistan, Peru, the Philippines, and Romania. We'll be sure to let you know if we're able to offer new payment options to additional publishers.

* This payment method is currently only available to individual payee names; we can't offer it to businesses.

* You'll need to bring your government-issued ID to pick up your payment, so please make sure that your AdSense account payee name exactly matches that of your ID. Please contact us if you need to update the payee name in your account.

* Payments must be picked up within 35 days of issuance or they will expire. If this happens, a payment hold will be placed on your AdSense account and the payment will be credited back to your account.

* Payments will be made in US dollars, but depending on your local Western Union agent, they may be picked up in your local currency.

Tuesday, October 02, 2007

How to Unlock the iPhone

Got an iPhone but want to use the phone feature in the Philippines or elsewhere?
follow this iPhone Hacking video:

The iPhone SIM Free Unlock



i got hold of the slick iPhone two weeks ago by a friend of mine. I may be a techie, but i don't like buying things I don't really need.

I prefer to buy a new camera or lens :)

Monday, October 01, 2007

Cheap, Unlimited Calls to the Philippines

I got an email, blasted like spam to one of my email distribution list, advertising unlimited calls to the Philippines from the USA

Judging from the way explained here, you need to dial a local number in the US then you need a Sun Cellular number in the Philippines. It seems the US number would be connected to the Internet convert it to VoIP then to the Sun phone of the operator then finally to the Sun mobile phone of the called party.

VoIP is free of charge since calls do not pass through an international gateway (e.g. PLDT, Globe, Bayantel) while a Sun-to-Sun call is also free except the monthly fee of P350 (I used to have this feature)

This scheme is like an ISR: International Simple Resail, challenged by the powerhouse telcos but now junked by the Supreme Court

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Unlimited Calls to the Philippines
• No Sign-up Fee required
• One (1) month subscription allowed
• Use your existing phones, no need to purchase new phones
• No Contracts
• No hidden or other charges
• No need to use computer or internet to call
• Worry Free fixed monthly flat-rate
• Secured and Encrypted Payment System
• You can cancel anytime
Call us now for a FREE Trial
GUARANTEED SERVICE: We activate you first before you pay us

Call Philippines Unlimited (How it works)
Use your regular phone in the USA to call Philippines.
We will provide you a local number in your area code to call,
our system will connect your call directly to your relatives in the Philippines.

Receive Calls from the Philippines (How it works)
Your USA number will be connected to a Sun Cell number in the Philippines.
Your phone in USA will ring once your relatives and friends call you on your
new Sun Cell number. Answer and talk unlimited.


Requirement: Contact in the Philippines must be a SunCell user in order
to take advantage of Unlimited Calling of Sun Cell network.

Pricing and Packages
Receive Calls on your USA phone from the Philippines ( Pay Pal )
Package1: Receive 500 minutes of calls
(PhP700 or US$15) monthly

Package2: Receive 1,000 minutes of calls
(PhP1,000 or US$20) monthly

Package3: Receive UNLIMITED minutes of calls
(PhP1,500 or US$30) monthly


Unlimited Calls from your USA phone to the Philippines ( Pay Pal )
Package4: (PhP2,500 or US$50) monthly
Personal Access Number
Unlimited Call to the Philippines
Philippines gets 500 minutes FREE to call you back

About the Product
PHILIPPINES TO USA
Receive Calls from the Philippines on your local USA phone
Detailed Procedure:
1) We provide a dedicated Sun Cell access number in the Philippines
2) The new Sun Cell access number is connected to your local USA phone
3) Your relatives and friends calls your assigened Sun Access number
4) On beeping tone: They enter your Pin Code (ex: 1#)
5) On dial tone: They enter your Speed Dial Code (ex: 1)
6) Your phone in the USA will ring.
7) Answer and talk
Special Terms & Conditions:
1) Any phone in the Philippines can call your Sun Access number
2) Sun Callers should have a personal load to call your Sun Access number
3) Each subscription can only call one USA number


USA TO PHILIPPINES
Unlimited Calls from your USA phone to the Philippines
Detailed Procedure:
1) We provide you a local USA access number to call (simillar to your area code)
2) Use any phone from USA to call your USA access number
3) On beeping tone: Enter your Pin Code (ex: 1#)
4) On dial tone: Enter your Speed Dial Code (ex: 1)
5) Your Contact's phone in the Philippines will ring
6) Answer and talk

7) Your contact in the Philippines gets 500 minutes FREE to call you back
(similar procedure with "Philippines to USA")

Special Terms & Conditions:
1) You can use any phone in the USA to call your USA access number
2) Each subscription can only call one Sun Cell user in the Philippines
3) To call other Sun Cell users purchase of additional subscription is required

Cheap Calls to Philippines

Friday, September 28, 2007

Phone Tapping: Athens Affair and "Hello, Garci" Connection

The recently revived "Hello, Garci" probe by the Philippine Senate had the testimony by retired T/Sgt Doble that MIG21 (some sort of a "dirty tricks" department of the Intelligence service of the Armed Forces of the Philippines or ISAFP) had "moles" inside the largest mobile phone operator that enabled them to conduct the wiretapping.

Expectedly, the telco denied the claims of Doble saying equipment like GSM Interceptors are expensive and that sale of those prized equipment are highly restricted. Sale of those equipment is highly-regulated government to government deals, but what about the black market? I believe, though, that any telco doesn't have a business need to buy those pricey wiretapping boxes.

However, news reports that NTC inspected the premises of Smart and Globe and found no evidence was just a show. I doubt if those NTC guys really knew what to looking for similar to ignorant security guards armed with "magic sticks," "magic mirrors," and "magic metal detectors."

The telcos's denial, something expected, that after an internal investigation, nothing has been found to corroborate Doble's claims of a mole inside the telco. But be wary still that no company, in their right mind, will confirm such claims even if it's true since it's a very risky move that usually results in erosion of company integrity and lost customer confidence. That's the reason why internal security breaches and fraud are not reported to law enforcement people-- we all know that media has the power to turn a victim into a suspect. (In technical terms, detected, amplified, transmitted, distorted, but never rectified information)

Last year, a phone tapping scandal in Greece (and subsequent blame game) where mobile phones of around 100 people including the Greek prime minister, perpetrated by Vodafone Greece insider(s) who installed illegal software at the Mobile Switching Center (MSC), the heart of the GSM system, to tap mobile phone calls. The hack splitted the conversations of target phone numbers to the other cellphones (using prepaid numbers) in the pseudo-conference call to eavesdrop and record the conversation. What's mindboggling was the sophistication and stealth displayed by the attackers in carrying out the hack.

A more detailed and well-written paper written by IEEE is available here.

Perhaps this method was also the one employed by telco insiders, as claimed by Doble, where the insiders made the phone number, alleged to be that of Garci, a member of a conference call, undetected by telco systems administrators and Information security guys, and definitely too stealthy to be seen by NTC inspectors.

The response of Verifone in the Athens affiar, was also pathetic where application logs were not retained and logbook entries destroyed preventing proper forensic investigation.

Coming from a practitioner of Information Security, detecting insider fraud is really not easy since you're dealing with "trusted" systems administrators who knew the system well, but many safeguards can be put in place to prevent and detect such serious breaches.

Related Stories:

Phone Tapping Scandal in Greece
Vodafone Public Relations in the Phone Tapping Storm
Wikipedia article

Monday, September 24, 2007

How to Secure Gmail: Switch to HTTPS

Incidents of Big Brotherish behavior seem to be present here in the Philippines where some individuals resort to wiretapping, illegal monitoring and unlawful interception.

To those not in the know, Internet browsing using plain HTTP is transmitted in the clear allowing snooping and wiretapping to be performed. Switching to HTTPS by enabling SSL encryption will eliminate the risk.

This is a quick guide to avoid other people from snooping your gmail inbox since by default, Gmail only encrypts the account login and not the contents during transmission allowing miscreants to read email in transit.

Simply follow the procedure to deter snooping by miscreants:

Requirements: Firefox browser with Customize Google add-on

1. Download and install Firefox browser
2. Fire up Firefox browser after installation
3. Visit Customize Google add-on page and click the Install Now link to download and install the add-on. You'll be required to restart Firefox
4. After restart, click Tools to display the dropdown menu and select the CustomizeGoogle Options.
5. Select Gmail on the list then click Secure(switch to https) checkbox. You may also select the remove ads and related pages

Note this will only provide encryption from your PC to Gmail's mail server. It will not protect the path between Gmail servers up to the recipient's PC unless the recipient is also using secure Gmail or any SSL-enabled emails.

Wednesday, September 19, 2007

e-Courts and Cybercrime in the Philippines

This a quite late reaction to the Inquirer news on
E-Courts pushed for cybercrimes recently.

E-Courts are really needed in this country to handle the relentless onslaught of cybercrimes but what's more urgent is the utter lack of a cybercrime bill that wasn't approved due to the usual politicking by the so called lawmakers too busy on many trivial things or just too plain stupid to understand the urgency of the bill.

I've experienced working with various law enforcement agencies handling cybercrimes, particularly the NBI's cybercrimes unit and the CIDG's equivalent arm and I can say the capabilities of the law enforcers also need to be upgraded or else the uber-pricey forensics equipment donated by the US government will just amount to a pile of wortless junk.

There's also a deplorable ignorance of the law of some judges. I remember one time we had to file a case in Manila involving Internet piracy using the RA 8792 or the E-Commerce Law and the fiscal and the judge didn't know about it. Good thing we brought with us a copy so they can review.

Such ignorance of people who ought to know the law!

Monday, September 03, 2007

Wowowee's Wilyonaryo "Technical Glitch"

Not a fan of both Eat Bulaga nor Wowowee but I didn't like what i saw a few days ago on TV:



ABS-CBN described this fiasco as a "technical glitch" as if people will believe them. Having two numbers present in the box just showed the host can choose either to display a winning 2 or the losing 0.

I just joked about this in the office that ABS-CBN has no Quality Assurance function-- game moved into production unpolished that even the user i.e. Willie Revillame (now Willie Revile-Me) made a big mistake on national television.

That "Technical Glitch" will be remembered for a long time...while showbiz gossip mongers feast on the issue.

Friday, August 24, 2007

8 Things About Paetechie

got tagged by carlotta

sorry for posting here since i really avoid not to post off-topic stuff in my main blog tutubi patrol

here goes:

1. 8 is my favorite number
2. i love math, and used to torture my mind solving problems and puzzles
3. listen to music from classical to heavy metal, and almost anything in between
4. prefer nature over the city, mountains over malls
5. hate soap operas. i can tolerate usual plots (amnesia, ampon, kawawa) but not the stupid twists that's really illogical just to prolong the story, that can misinform viewers. Soaps are just too predictable!
6. I can listen to music, sing along with it, and read a book at the same time
7. daydream a lot
8. i don't have a credit card

This is just my second time to be tagged and my first time to respond (i begged off from the first). I won't tag anyone, just feel free to consider yourself tagged if you want to :P

Wednesday, August 15, 2007

Credit Card Woes

For years now, I have been living life without that plastic called a credit card sought after by most people. There was only a time when I had a BPI Express Credit card mailed to me by BPI since I have two bank accounts with them.

I used that card for at least a year then deactivated it not wanting to pay for the annual fee of P1200.

Twice, in my "past life" I received a card from AIG sent to my office. The first one was due to an officemate who referred me. The second time was when the unethical head of Human Resources gave the list of employees to AIG (I found this out when I asked the AIG agent how they got my contact number and how come all of my officemates received one)

Both cards I didn't activate unlike my officemates. Because of this I got a call from a lady working for AMI, some sort of market intelligence company, who visited me in the office, interviewed me why didn't I activate the cards sent to me, unlike almost everybody else. So many questions asked that I simply answered I don't need one, I still prefer cash even the occasional cash purchases. The lady even ask my opinion on how can they sign me up for a card. I said, I don't really need one. The lady just told me I'm "one of a kind."

That lady was actually pretty and so my officemates asked me why I was interviewed? I told them why and asked me if they could be interviewed too plus the freebie mug I was given as gratitude for taking a few minutes of my time.

Years later, I now tried to apply for a Citibank credit card upon the suggestion of a friend when she learned I was contemplating on applying for one. I needed one to use for an upcoming trip to Hong Kong for I wanted to avoid usual $100 deposit at the hotel if I don't have a card.

A day after I was informed by a friend, her friend from Citibank called me up in the office and sent me the application form through a courier, who asked me to sign the form and submit a copy of my payslips, income tax return and company ID.

After a few days, I got numerous calls from their guys asking me for information on this and that even asked for his calls to be transferred to our personnel administration office to verify something. The guy even called up my home phone to verify the information I submitted.

My Hong kong trip was nearing so I tried to follow my application with my friend who in turn followed it up from her friend at Citibank where I was told the application was already approved and just wait for a few days.

Another week went by and I just got a letter from Citibank that my application was not approved for unknown reasons.

I just shrugged the whole thing off thinking it's Citibank's loss and not mine. I don't know how the risk management guys of Citibank were thinking but I find them stupid. Yes, S-T-U-P-I-D stupid!

I'm not sour graping. I still can't imagine why I was denied even without a bad record in my name, a respectable amount in my three bank accounts many times the initial credit limit they told me, and a salary of a management level employee and yet they denied me.

In the letter, they informed me I could try again after six months. Oh no, Citibank, don't expect me to cross paths with your stupid people again.

For now, I continue living without that plastic card and loving it!

Saturday, August 11, 2007

Image Spam Then, Now PDF Spam

Months ago I noticed a surge in spammers sending me images with legit looking words in email body to defeat anti-spam tools.

Now, there's a plenty of them spam, this time as PDF files, received by my inbox. Most of the filenames even have my name on them as if it's really for me.

Since I know they're spam, I just mark them as spam until my email client or webmail tags messages like it as junk mail.

Wednesday, August 01, 2007

ATM Fees and Charges in the Philippines

Here's an example of a politician ranting incorrectly about an issue he barely understands: the claim of outrageous ATM fees earned by Philippine banks

The story, available online at CIBAC site in Filipino lambasts banks charging atm transaction fees on withdrawal, balance inquiries and others but failed to mention that the fees are only applicable when the cardholder decided to use the ATMs other than his own banks

There are no charges for using your own bank's ATM. However, the cardholder will be charged P1 or P2 for balance Inquiries, P8 to P11 for cash withdrawals and about P25 for funds transfers between banks. That is what you call ATM convenience fees. The cardholder has the option to use his own bank's ATM but in order to do, transportation may be needed as well as time and the risk involved.

The ones charging the cardholder are actually the three networks that allow such setup to happen: BancNet Expressnet and Megalink. These three need the convenience fees collected to survive. That's simple economics.

Lots of politicians suffer from selective amnesia in their desire to get media mileage in this country.

Update (as of November 2007):

Current Fees and Charges of ATM transactions in the Philippines

Friday, July 20, 2007

Commentary on the Human Security Act of 2007 (Anti-Terrorism Law)

I've been reading so much protests against a law, direly needed by this terrorists-laden country, that still hasn't been implemented due to ignorance of our law enforcers about it's provisions and built-in safety nets against abuse.

Ever present militants, always quick to point out "flaws" and invitation to abuse against "legitimate dissent" presenting scenarios of abuse by the crooked members of the police and military, but always fail to present the safety nets to guard against abusers and wrongful detention clearly indicated in the law.

For example, reading sections 7 and 8 of the law, various activities can't be done without permission from the Court of Appeals, an institution I still respect. But if people no longer hold the CA in respect, separate from the unpopular executive branch of government, then I understand why people raise a howl of protest against the law.

This government has dismal record in guarding against human rights but I don't believe GMA has a direct hand in all of them. GMA merely is powerless to do anything against the perpetrators either she has lost her control over the armed forces or people who should be able to help either kept silent or silenced forever.

During my trip to Singapore (blog post here), the Asia-Pacific Financial Crimes Conference, the Philippines was singled out as the weakest link in the region's fight against terrorism due to it's weak military and absence of anti-terror law. (Not that I only knew of it during my Singapore trip but I welcome the news of its filing in Congress, delayed, passed and delayed implementation after the midterm elections.)

The government and the Filipino people, with a sword of Damocles hanging over our heads in the form of terrorists who kill and bomb and maim innocent civilians, need to be fought with punitive actions and a law to arm them well.

Militants fighting the law's implementation should give it the benefit of the doubt; if it's abused by the powers-that-be, use the law's provisions against abusers with stiff penalties stated there.

I feel the pain of bombing victims more when I learn that savage people behind the dastardly acts were once arrested, detained, but later set free after posting bail.

The law may be draconian and Big Brotherish but I believe it's really needed by the government in it's fight, actually the people's firght, against all acts or terror.

HSA is there to contain the plague of humanity-- for terrorists not to see the light of day-- never to kill, maim and bomb again another day.

Read the full text of Republic Act 9372: Human Security Act here.

Saturday, July 14, 2007

RA9372: The Human Security Act of 2007

Republic of the Philippines

CONGRESS OF THE PHILIPPINES

THIRTEENTH CONGRESS

Third Regular Session

REPUBLIC ACT NO. 9372

AN ACT TO SECURE THE STATE AND PROTECT OUR PEOPLE FROM TERRORISM

Be it enacted by the Senate and House of Representatives of the Philippines in Congress assembled:

SECTION 1. Short Title. – This Act shall henceforth be known as the “Human Security Act of 2007.”

SEC. 2. Declaration of Policy. – It is declared a policy of the State to protect life, liberty, and property from acts of terrorism, to condemn terrorism as inimical and dangerous to the national security of the country and to the welfare of the people, and to make terrorism a crime against the Filipino people, against humanity, and against the law of nations.

In the implementation of the policy stated above, the State shall uphold the basic rights and fundamental liberties of the people as enshrined in the constitution.

The State recognizes that the fight against terrorism requires a comprehensive approach, comprising political, economic, diplomatic, military, and legal means duly taking into account the root causes of terrorism without acknowledging these as justifications for terrorist and/or criminal activities. Such measures shall include conflict management and post-conflict peace-building, addressing the roots of conflict by building state capacity and promoting equitable economic development.

Nothing in this Act shall be interpreted as a curtailment, restriction or diminution of constitutionally recognized powers of the executive branch of the government. It is to be understood, however, that the exercise of the constitutionally recognized powers of the executive department of the government shall not prejudice respect for human rights which shall be absolute and protected at all times.

SEC. 3. Terrorism. – Any person who commits an act punishable under any of the following provisions of the Revised Penal Code:

1. Article 122 (Piracy in General and Mutiny in the High Seas or in the Philippine Waters);
2. Article 134 (Rebellion or Insurrection);
3. Article 134-a (Coup d‘Etat), including acts committed by private persons;
4. Article 248 (Murder);
5. Article 267 (Kidnapping and Serious Illegal Detention);
6. Article 324 (Crimes Involving Destruction,

or under

1. Presidential Decree No. 1613 (The Law on Arson);
2. Republic Act No. 6969 (Toxic Substances and Hazardous and Nuclear Waste Control Act of 1990);
3. Republic Act No. 5207, (Atomic Energy Regulatory and Liability Act of 1968);
4. Republic Act No. 6235 (Anti-Hijacking Law);
5. Presidential Decree No. 532 (Anti-piracy and Anti-highway Robbery Law of 1974); and,
6. Presidential Decree No. 1866, as amended (Decree Codifying the Laws on Illegal and Unlawful Possession, Manufacture, Dealing in, Acquisition or Disposition of Firearms, Ammunitions or Explosives)

thereby sowing and creating a condition of widespread and extraordinary fear and panic among the populace, in order to coerce the government to give in to an unlawful demand shall be guilty of the crime of terrorism and shall suffer the penalty of forty (40) years of imprisonment, without the benefit of parole as provided for under Act No. 4103, otherwise known as the Indeterminate Sentence Law, as amended.

SEC. 4. Conspiracy to Commit Terrorism. – Persons who conspire to commit the crime of terrorism shall suffer the penalty of forty (40) years of imprisonment.

There is conspiracy when two or more persons come to an agreement concerning the commission of the crime of terrorism as defined in Section 3 hereof and decide to commit the same.

SEC. 5. Accomplice. – Any person who, not being a principal under Article 17 of the Revised Penal Code or a conspirator as defined in Section 4 hereof, cooperates in the execution of either the crime of terrorism or conspiracy to commit terrorism by previous or simultaneous acts shall suffer the penalty of from seventeen (17) years, four (4) months one day to twenty (20) years of imprisonment.

SEC. 6. Accessory. – Any person who, having knowledge of the commission of the crime of terrorism or conspiracy to commit terrorism, and without having participated therein, either as principal or accomplice under Articles 17 and 18 of the Revised Penal Code, takes part subsequent to its commission in any of the following manner: (a) by profiting himself or assisting the offender to profit by the effects of the crime; (b) by concealing or destroying the body of the crime, or the effects, or instruments thereof, in order to prevent its discovery; (c) by harboring, concealing, or assisting in the escape of the principal or conspirator of the crime, shall suffer the penalty of ten (10) years and one day to twelve (12) years of imprisonment.

Notwithstanding the above paragraph, the penalties prescribed for accessories shall not be imposed upon those who are such with respect to their spouses, ascendants, descendants, legitimate, natural, and adopted brothers and sisters, or relatives by affinity within the same degrees, with the single exception of accessories falling within the provisions of subparagraph (a).

SEC. 7. Surveillance of Suspects and Interception and Recording of Communications. – The provisions of Republic Act No. 4200 (Anti-wire Tapping Law) to the contrary notwithstanding, a police or law enforcement official and the members of his team may, upon a written order of the Court of Appeals, listen to, intercept and record, with the use of any mode, form, kind or type of electronic or other surveillance equipment or intercepting and tracking devices, or with the use of any other suitable ways and means for that purpose, any communication, message, conversation, discussion, or spoken or written words between members of a judicially declared and outlawed terrorist organization, association, or group of persons or of any person charged with or suspected of the crime of terrorism or conspiracy to commit terrorism.

Provided, That surveillance, interception and recording of communications between lawyers and clients, doctors and patients, journalists and their sources and confidential business correspondence shall not be authorized.

SEC. 8. Formal Application for Judicial Authorization. – The written order of the authorizing division of the Court of Appeals to track down, tap, listen to, intercept, and record communications, messages, conversations, discussions, or spoken or written words of any person suspected of the crime of terrorism or the crime of conspiracy to commit terrorism shall only be granted by the authorizing division of the Court of Appeals upon an ex parte written application of a police or of a law enforcement official who has been duly authorized in writing by the Anti-Terrorism Council created in Section 53 of this Act to file such ex parte application, and upon examination under oath or affirmation of the applicant and the witnesses he may produce to establish: (a) that there is probable cause to believe based on personal knowledge of facts or circumstances that the said crime of terrorism or conspiracy to commit terrorism has been committed, or is being committed, or is about to be committed; (b) that there is probable cause to believe based on personal knowledge of facts or circumstances that evidence, which is essential to the conviction of any charged or suspected person for, or to the solution or prevention of, any such crimes, will be obtained; and, (c) that there is no other effective means readily available for acquiring such evidence.

SEC. 9. Classification and Contents of the Order of the Court. – The written order granted by the authorizing division of the Court of Appeals as well as its order, if any, to extend or renew the same, the original application of the applicant, including his application to extend or renew, if any, and the written authorizations of the Anti-Terrorism Council shall be deemed and are hereby declared as classified information: Provided, That the person being surveilled or whose communications, letters, papers, messages, conversations. Discussions, spoken or written words and effects have been monitored, listened to, bugged or recorded by law enforcement authorities has the right to be informed of the acts done by the law enforcement authorities in the premises or to challenge, if he or she intends to do so, the legality of the interference before the Court of Appeals which issued the written order. The written order of the authorizing division of the Court of Appeals shall specify the following: (a) the identity, such as name and address, if known, of the charged or suspected person whose communications, messages, conversations, discussions, or spoken or written words are to be tracked down, tapped, listened to, intercepted, and recorded and, in the case of radio, electronic, or telephonic (whether wireless or otherwise) communications, messages, conversations, discussions, or spoken or written words, the electronic transmission systems or the telephone numbers to be tracked down, tapped, listened to, intercepted, and recorded and their locations or if the person suspected of the crime of terrorism or conspiracy to commit terrorism is not fully known, such person shall be subject to continuous surveillance provided there is a reasonable ground to do so; (b) the identity (name, address, and the police or law enforcement organization) of the police or of the law enforcement official, including the individual identity (names, addresses, and the police or law enforcement organization) of the members of his team, judicially authorized to track down, tap, listen to, intercept, and record the communications, messages, conversations, discussions, or spoken or written words; (c) the offense or offenses committed, or being committed, or sought to be prevented; and, (d) the length of time within which the authorization shall be used or carried out.

SEC. 10. Effective Period of Judicial Authorization. – Any authorization granted by the authorizing division of the Court of Appeals, pursuant to Sec. 9 (d) of this Act, shall only be effective for the length of time specified in the written order of the authorizing division of the Court of Appeals, which shall not exceed a period of thirty (30) days from the date of receipt of the written order of the authorizing division of the Court of Appeals by the applicant police or law enforcement official.

The authorizing division of the Court of Appeals may extend or renew the said authorization for another non-extendible period, which shall not exceed thirty (30) days from the expiration of the original period: Provided, That the authorizing division of the Court of Appeals is satisfied that such extension or renewal is in the public interest: and Provided, further, That the ex parte application for extension or renewal, which must be filed by the original applicant, has been duly authorized in writing by the Anti-Terrorism Council.

In case of death of the original applicant or in case he is physically disabled to file the application for extension or renewal, the one next in rank to the original applicant among the members of the team named in the original written order of the authorizing division of the Court of Appeals shall file the application for extension or renewal: Provided, That, without prejudice to the liability of the police or law enforcement personnel under Section 20 hereof, the applicant police or law enforcement official shall have thirty (30) days after the termination of the period granted by the Court of Appeals as provided in the preceding paragraphs within which to file the appropriate case before the Public Prosecutor’s Office for any violation of this Act.

If no case is filed within the thirty (30)-day period, the applicant police or law enforcement official shall immediately notify the person subject of the surveillance, interception and recording of the termination of the said surveillance, interception and recording. The penalty of ten (10) years and one day to twelve (12) years of imprisonment shall be imposed upon the applicant police or law enforcement official who fails to notify the person subject of the surveillance, monitoring, interception and recording as specified above.

SEC. 11. Custody of Intercepted and Recorded Communications. – All tapes, discs, and recordings made pursuant to the authorization of the authorizing division of the Court of Appeals, including all excerpts and summaries thereof as well as all written notes or memoranda made in connection therewith, shall, within forty-eight (48) hours after the expiration of the period fixed in the written order of the authorizing division of the Court of Appeals or within forty-eight (48) hours after the expiration of any extension or renewal granted by the authorizing division of the Court of Appeals, be deposited with the authorizing Division of the Court of Appeals in a sealed envelope or sealed package, as the case may be, and shall be accompanied by a joint affidavit of the applicant police or law enforcement official and the members of his team.

In case of death of the applicant or in case he is physically disabled to execute the required affidavit, the one next in rank to the applicant among the members of the team named in the written order of the authorizing division of the Court of Appeals shall execute with the members of the team that required affidavit.

It shall be unlawful for any person, police officer or any custodian of the tapes, discs and recording, and their excerpts and summaries, written notes or memoranda to copy in whatever form, to remove, delete, expunge, incinerate, shred or destroy in any manner the items enumerated above in whole or in part under any pretext whatsoever.

Any person who removes, deletes, expunges incinerates, shreds or destroys the items enumerated above shall suffer a penalty of not less than six (6) years and one day to twelve (12) years of imprisonment.

SEC. 12. Contents of Joint Affidavit. – The joint affidavit of the police or of the law enforcement official and the individual members of his team shall state: (a) the number of tapes, discs, and recordings that have been made, as well as the number of excerpts and summaries thereof and the number of written notes and memoranda, if any, made in connection therewith; (b) the dates and times covered by each of such tapes, discs, and recordings; (c) the number of tapes, discs, and recordings, as well as the number of excerpts and summaries thereof and the number of written notes and memoranda made in connection therewith that have been included in the deposit; and (d) the date of the original written authorization granted by the Anti-Terrorism Council to the applicant to file the ex parte application to conduct the tracking down, tapping, intercepting, and recording, as well as the date of any extension or renewal of the original written authority granted by the authorizing division of the Court of Appeals.

The joint affidavit shall also certify under oath that no duplicates or copies of the whole or any part of any of such tapes, discs, and recordings, and that no duplicates or copies of the whole or any part of any of such excerpts, summaries, written notes, and memoranda, have been made, or, if made, that all such duplicates and copies are included in the sealed envelope or sealed package, as the case may be, deposited with the authorizing division of the Court of Appeals.

It shall be unlawful for any person, police or law enforcement official to omit or exclude from the joint affidavit any item or portion thereof mentioned in this Section.

Any person, police or law enforcement officer who violates any of the acts proscribed in the preceding paragraph shall suffer the penalty of not less than ten (10) years and one day to twelve (12) years of imprisonment.

SEC. 13. Disposition of Deposited Materials. – The sealed envelope or sealed package and the contents thereof, which are deposited with the authorizing division of the Court of Appeals, shall be deemed and are hereby declared classified information, and the sealed envelope or sealed package shall not be opened and its contents (including the tapes, discs, and recordings and all the excerpts and summaries thereof and the notes and memoranda made in connection therewith) shall not be divulged, revealed, read, replayed, or used as evidence unless authorized by written order of the authorizing division of the Court of Appeals, which written order shall be granted only upon a written application of the Department of Justice filed before the authorizing division of the Court of Appeals and only upon a showing that the Department of Justice has been duly authorized in writing by the Anti-Terrorism Council to file the application with proper written notice the person whose conversation, communication, message discussion or spoken or written words have been the subject of surveillance, monitoring, recording and interception to open, reveal, divulge, and use the contents of the sealed envelope or sealed package as evidence.

Any person, law enforcement official or judicial authority who violates his duty to notify in writing the persons subject of the surveillance as defined above shall suffer the penalty of six (6) years and one day to eight (8) years of imprisonment.

SEC. 14. Application to Open Deposited Sealed Envelop or Sealed Package. – The written application with notice to the party concerned to open the deposited sealed envelope or sealed package shall clearly state the purpose or reason: (a) for opening the sealed envelope or sealed package; (b) for revealing or disclosing its classified contents; (c) for replaying, divulging, and or reading any of the listened to, intercepted, and recorded communications, messages, conversations, discussions, or spoken or written words (including any of the excerpts and summaries thereof and any of the notes or memoranda made in connection therewith); and, (d) for using any of said listened to ,intercepted, and recorded communications, messages, conversations, discussions, or spoken or written words (including any of the excerpts and summaries thereof and any of the notes or memoranda made in connection therewith) as evidence.

Any person, law enforcement official or judicial authority who violates his duty to notify as defined above shall suffer the penalty of six (6) years and one day to eight (8) years of imprisonment.

SEC. 15. Evidentiary Value of Deposited Materials. – Any listened to, intercepted, and recorded communications, messages, conversations, discussions, or spoken or written words, or any part or parts thereof, or any information or fact contained therein, including their existence, content, substance, purport, effect, or meaning, which have been secured in violation of the pertinent provisions of this Act, shall absolutely not be admissible and usable as evidence against anybody in any judicial, quasi-judicial, legislative, or administrative investigation, inquiry, proceeding, or hearing.

SEC. 16. Penalty for Unauthorized or malicious Interceptions and/or Recordings. – Any police or law enforcement personnel who, not being authorized to do so by the authorizing division of the Court of Appeals, tracks down, taps, listens to, intercepts, and records in whatever manner or form any communication, message, conversation, discussion, or spoken or written word of a person charged with or suspected of the crime of terrorism or the crime of conspiracy to commit terrorism shall be guilty of an offense and shall suffer the penalty of ten (10) years and one day to twelve (12) years of imprisonment.

In addition to the liability attaching to the offender for the commission of any other offense, the penalty of ten (10) years and one day to twelve (12) years of imprisonment and the accessory penalty of perpetual absolute disqualification from public office shall be imposed upon any police or law enforcement personnel who maliciously obtained an authority from the Court of Appeals to track down, tap, listen to, intercept, and record in whatever manner or form any communication, message, conversation, discussion, or spoken or written words of a person charged with or suspected of the crime of terrorism or conspiracy to commit terrorism: Provided, That notwithstanding Section 13 of this Act, the party aggrieved by such authorization shall be allowed access to the sealed envelope or sealed package and the contents thereof as evidence for the prosecution of any police or law enforcement personnel who maliciously procured said authorization.

SEC. 17. Proscription of Terrorist Organizations, Association, or Group of Persons. – Any organization, association, or group of persons organized for the purpose of engaging in terrorism, or which, although not organized for that purpose, actually uses the acts to terrorize mentioned in this Act or to sow and create a condition of widespread and extraordinary fear and panic among the populace in order to coerce the government to give in to an unlawful demand shall, upon application of the Department of Justice before a competent Regional Trial Court, with due notice and opportunity to be heard given to the organization, association, or group of persons concerned, be declared as a terrorist and outlawed organization, association, or group of persons by the said Regional Trial Court.

SEC. 18. Period of Detention Without Judicial Warrant of Arrest. – The provisions of Article 125 of the Revised Penal Code to the contrary notwithstanding, any police or law enforcement personnel, who, having been duly authorized in writing by the Anti-Terrorism Council has taken custody of a person charged with or suspected of the crime of terrorism or the crime of conspiracy to commit terrorism shall, without incurring any criminal liability for delay in the delivery of detained persons to the proper judicial authorities, deliver said charged or suspected person to the proper judicial authority within a period of three (3) days counted from the moment the said charged or suspected person has been apprehended or arrested, detained, and taken into custody by the said police, or law enforcement personnel: Provided, That the arrest of those suspected of the crime of terrorism or conspiracy to commit terrorism must result from the surveillance under Section 7 and examination of bank deposits under Section 27 of this Act.

The police or law enforcement personnel concerned shall, before detaining the person suspected of the crime of terrorism, present him or her before any judge at the latter’s residence or office nearest the place where the arrest took place at any time of the day or night. It shall be the duty of the judge, among other things, to ascertain the identity of the police or law enforcement personnel and the person or persons they have arrested and presented before him or her, to inquire of them the reasons why they have arrested the person and determine by questioning and personal observation whether or not the suspect has been subjected to any physical, moral or psychological torture by whom and why. The judge shall then submit a written report of what he/she had observed when the subject was brought before him to the proper court that has jurisdiction over the case of the person thus arrested. the judge shall forthwith submit his/her report within three (3) calendar days from the time the suspect was brought to his/her residence or office.

Immediately after taking custody of a person charged with or suspected of the crime of terrorism or conspiracy to commit terrorism, the police or law enforcement personnel shall notify in writing the judge of the court nearest the place of apprehension or arrest: Provided, That where the arrest is made during saturdays, sundays, holidays or after office hours, the written notice shall be served at the residence of the judge nearest the place where the accused was arrested.

The penalty of ten (10) years and one day to twelve (12) years of imprisonment shall be imposed upon the police or law enforcement personnel who fails to notify any judge as provided in the preceding paragraph.

SEC. 19. Period of Detention in the Event of an Actual or Imminent Terrorist Attack. – In the event of an actual or imminent terrorist attack, suspects may not be detained for more than three (3) days without the written approval of a municipal, city, provincial or regional official of a Human Rights Commission or judge of the municipal, regional trial court, the Sandiganbayan or a justice of the Court of Appeals nearest the place of the arrest. If the arrest is made during Saturdays, Sundays, holidays or after office hours, the arresting police or law enforcement personnel shall bring the person thus arrested to the residence of any of the officials mentioned above that is nearest the place where the accused was arrested. The approval in writing of any of the said officials shall be secured by the police or law enforcement personnel concerned within five (5) days after the date of the detention of the persons concerned: Provided, however, That within three (3) days after the detention the suspects, whose connection with the terror attack or threat is not established, shall be released immediately.

SEC. 20. Penalty for Failure to Deliver Suspect to the Proper Judicial Authority Within Three (3) Days. – The penalty of ten (10) years and one day to twelve (12) years of imprisonment shall be imposed upon any police or law enforcement personnel who has apprehended or arrested, detained and taken custody of a person charged with or suspected of the crime of terrorism or conspiracy to commit terrorism and fails to deliver such charged or suspected person to the proper judicial authority within the period of three (3) days.

SEC. 21. Rights of a Person Under Custodial Detention. – The moment a person charged with or suspected of the crime of terrorism or the crime of conspiracy to commit terrorism is apprehended or arrested and detained, he shall forthwith be informed, by the arresting police or law enforcement officers or by the police or law enforcement officers to whose custody the person concerned is brought, of his or her right: (a) to be informed of the nature and cause of his arrest, to remain silent and to have competent and independent counsel preferably of his choice. If the person cannot afford the services of counsel of his or her choice, the police or law enforcement officers concerned shall immediately contact the free legal assistance unit of the Integrated Bar of the Philippines (IBP) or the Public Attorney’s Office (PAO). It shall be the duty of the free legal assistance unit of the IBP or the PAO thus contacted to immediately visit the person(s) detained and provide him or her with legal assistance. These rights cannot be waived except in writing and in the presence of the counsel of choice; (b) informed of the cause or causes of his detention in the presence of his legal counsel; (c) allowed to communicate freely with his legal counsel and to confer with them at any time without restriction; (d) allowed to communicate freely and privately without restrictions with the members of his family or with his nearest relatives and to be visited by them; and, (e) allowed freely to avail of the service of a physician or physicians of choice.

SEC. 22. Penalty for Violation of the Rights of a Detainee. – Any police or law enforcement personnel, or any personnel of the police or other law enforcement custodial unit that violates any of the aforesaid rights of a person charged with or suspected of the crime of terrorism or the crime of conspiracy to commit terrorism shall be guilty of an offense and shall suffer the penalty of ten (10) years and one day to twelve (12) years of imprisonment.

Unless the police or law enforcement personnel who violated the rights of a detainee or detainees as stated above is duly identified, the same penalty shall be imposed on the police officer or head or leader of the law enforcement unit having custody of the detainee at the time the violation was done.

SEC. 23. Requirement for an Official Custodial Logbook and Its Contents. – The police or other law enforcement custodial unit in whose care and control the person charged with or suspected of the crime of terrorism or the crime of conspiracy to commit terrorism has been placed under custodial arrest and detention shall keep a securely and orderly maintained official logbook, which is hereby declared as a public document and opened to and made available for the inspection and scrutiny of the lawyer or lawyers of the person under custody or any member of his or her family or relative by consanguinity or affinity within the fourth civil degree or his or her physician at any time of the day or night without any form of restriction. The logbook shall contain a clear and concise record of: (a) the name, description, and address of the detained person; (b) the date and exact time of his initial admission for custodial arrest and detention; (c) the name and address of the physician or physicians who examined him physically and medically; (d) the state of his health and physical condition at the time of his initial admission for custodial detention; (e) the date and time of each removal of the detained person from his cell for interrogation or for any purpose; (f) the date and time of his return to his cell; (g) the name and address of the physician or physicians who physically and medically examined him after each interrogation; (h) a summary of the physical and medical findings on the detained person after each of such interrogation; (i) the names and addresses of his family members and nearest relatives, if any and if available; (j) the names and addresses of persons who visit the detained person; (k) the date and time of each of such visits; (l) the date and time of each request of the detained person to communicate and confer with his legal counsel or counsels; (m) the date and time of each visit, and date and time of each departure of his legal counsel or counsels; and, (n) all other important events bearing on and all relevant details regarding the treatment of the detained person while under custodial arrest and detention.

The said police or law enforcement custodial unit shall upon demand of the aforementioned lawyer or lawyers or members of the family or relatives within the fourth civil degree of consanguinity or affinity of the person under custody or his or her physician issue a certified true copy of the entries of the logbook relative to the concerned detained person without delay or restriction or requiring any fees whatsoever including documentary stamp tax, notarial fees, and the like. This certified true copy may be attested by the person who has custody of the logbook or who allowed the party concerned to scrutinize it at the time the demand for the certified true copy is made.

The police or other law enforcement custodial unit who fails to comply with the preceding paragraph to keep an official logbook shall suffer the penalty of ten (10) years and one day to twelve (12) years of imprisonment.

SEC. 24. No Torture or Coercion in Investigation and Interrogation. – No threat, intimidation, or coercion, and no act which will inflict any form of physical pain or torment, or mental, moral, or psychological pressure, on the detained person, which shall vitiate his free-will, shall be employed in his investigation and interrogation for the crime of terrorism or the crime of conspiracy to commit terrorism; otherwise, the evidence obtained from said detained person resulting from such threat, intimidation, or coercion, or from such inflicted physical pain or torment, or mental, moral, or psychological pressure, shall be, in its entirety, absolutely not admissible and usable as evidence in any judicial, quasi-judicial, legislative, or administrative investigation, inquiry, proceeding, or hearing.

SEC. 25. Penalty for Threat, Intimidation, Coercion, or Torture in the Investigation and Interrogation of a Detained Person. – Any person or persons who use threat, intimidation, or coercion, or who inflict physical pain or torment, or mental, moral, or psychological pressure, which shall vitiate the free-will of a charged or suspected person under investigation and interrogation for the crime of terrorism or the crime of conspiracy to commit terrorism shall be guilty of an offense and shall suffer the penalty of twelve (12) years and one day to twenty (20) years of imprisonment.

When death or serious permanent disability of said detained person occurs as a consequence of the use of such threat, intimidation, or coercion, or as a consequence of the infliction on him of such physical pain or torment, or as a consequence of the infliction on him of such mental, moral, or psychological pressure, the penalty shall be twelve (12) years and one day to twenty (20) years of imprisonment

SEC. 26. Restriction on Travel. - In cases where evidence of guilt is not strong, and the person charged with the crime of terrorism or conspiracy to commit terrorism is entitled to bail and is granted the same, the court, upon application by the prosecutor, shall limit the right of travel of the accused to within the municipality or city where he resides or where the case is pending, in the interest of national security and public safety, consistent with Article III, Section 6 of the Constitution. Travel outside of said municipality or city, without the authorization of the court, shall be deemed a violation of the terms and conditions of his bail, which shall then be forfeited as provided under the Rules of Court.

He or she may also be placed under house arrest by order of the court at his or her usual place of residence.

While under house arrest, he or she may not use telephones, cellphones, e-mails, computers, the internet or other means of communications with people outside the residence until otherwise ordered by the court.

The restrictions abovementioned shall be terminated upon the acquittal of the accused or of the dismissal of the case filed against him or earlier upon the discretion of the court on motion of the prosecutor or of the accused.

SEC. 27. Judicial Authorization Required to Examine Bank Deposits, Accounts, and Records. – The provisions of Republic Act No. 1405 as amended, to the contrary notwithstanding, the justices of the Court of Appeals designated as a special court to handle anti-terrorism cases after satisfying themselves of the existence of probable cause in a hearing called for that purpose that (1) a person charged with or suspected of the crime of terrorism or conspiracy to commit terrorism, (2) of a judicially declared and outlawed terrorist organization, association, or group of persons, and (3) of a member of such judicially declared and outlawed organization, association, or group of persons, may authorize in writing any police or law enforcement officer and the members of his/her team duly authorized in writing by the anti-terrorism council to: (a) examine, or cause the examination of, the deposits, placements, trust accounts, assets and records in a bank or financial institution; and (b) gather or cause the gathering of any relevant information about such deposits, placements, trust accounts, assets, and records from a bank or financial institution. the bank or financial institution concerned shall not refuse to allow such examination or to provide the desired information, when so ordered by and served with the written order of the Court of Appeals.

SEC. 28. Application to Examine Bank Deposits, Accounts, and Records. – The written order of the Court of Appeals authorizing the examination of bank deposits, placements, trust accounts, assets, and records: (1) of a person charged with or suspected of the crime of terrorism or conspiracy to commit terrorism, (2) of any judicially declared and outlawed terrorist organization, association, or group of persons, or (3) of any member of such organization, association, or group of persons in a bank or financial institution, and the gathering of any relevant information about the same from said bank or financial institution, shall only be granted by the authorizing division of the Court of Appeals upon an ex parte application to that effect of a police or of a law enforcement official who has been duly authorized in writing to file such ex parte application by the Anti-Terrorism Council created in Section 53 of this Act to file such ex parte application, and upon examination under oath or affirmation of the applicant and the witnesses he may produce to establish the facts that will justify the need and urgency of examining and freezing the bank deposits, placements, trust accounts, assets, and records: (1) of the person charged with or suspected of the crime of terrorism or conspiracy to commit terrorism, (2) of a judicially declared and outlawed terrorist organization, association or group of persons, or (3) of any member of such organization, association, or group of persons.

SEC. 29. Classification and Contents of the Court Order Authorizing the Examination of Bank Deposits, Accounts, and Records. – The written order granted by the authorizing division of the Court of Appeals as well as its order, if any, to extend or renew the same, the original ex parte application of the applicant, including his ex parte application to extend or renew, if any, and the written authorizations of the Anti Terrorism Council, shall be deemed and are hereby declared as classified information: Provided, That the person whose bank deposits, placements, trust accounts, assets, and records have been examined, frozen, sequestered and seized by law enforcement authorities has the right to be informed of the acts done by the law enforcement authorities in the premises or to challenge, if he or she intends to do so, the legality of the interference. The written order of the authorizing division of the Court of Appeals designated to handle cases involving terrorism shall specify: (a) the identity of the said: (1) person charged with or suspected of the crime of terrorism or conspiracy to commit terrorism, (2) judicially declared and outlawed terrorist organization, association, or group of persons, and (3) member of such judicially declared and outlawed organization, association, or group of persons, as the case may be, whose deposits, placements, trust accounts, assets, and records are to be examined or the information to be gathered; (b) the identity of the bank or financial institution where such deposits, placements, trust accounts, assets, and records are held and maintained; (c) the identity of the persons who will conduct the said examination and the gathering of the desired information; and, (d) the length of time the authorization shall be carried out.

SEC. 30. Effective Period of Court Authorization to Examine and Obtain Information on Bank Deposits, Accounts, and Records. – The authorization issued or granted by the authorizing division of the Court of Appeals to examine or cause the examination of and to freeze bank deposits, placements, trust accounts, assets, and records, or to gather information about the same, shall be effective for the length of time specified in the written order of the authorizing division of the Court of Appeals, which shall not exceed a period of thirty (30) days from the date of receipt of the written order of the authorizing division of the Court of Appeals by the applicant police or law enforcement official.

The authorizing division of the Court of Appeals may extend or renew the said authorization for another period, which shall not exceed thirty (30) days renewable to another thirty (30) days from the expiration of the original period, provided that the authorizing division of the Court of Appeals is satisfied that such extension or renewal is in the public interest, and provided further that the application for extension or renewal, which must be filed by the original applicant, has been duly authorized in writing by the Anti-Terrorism Council.

In case of death of the original applicant or in case he is physically disabled to file the application for extension or renewal, the one next in rank to the original applicant among the members of the team named in the original written order of the authorizing division of the Court of Appeals shall file the application for extension or renewal: Provided, That, without prejudice to the liability of the police or law enforcement personnel under Section 19 hereof, the applicant police or law enforcement official shall have thirty (30) days after the termination of the period granted by the Court of Appeals as provided in the preceding paragraphs within which to file the appropriate case before the Public Prosecutor’s Office for any violation of this Act.

If no case is filed within the thirty (30)-day period, the applicant police or law enforcement official shall immediately notify in writing the person subject of the bank examination and freezing of bank deposits, placements, trust accounts, assets and records. The penalty of ten (10) years and one day to twelve (12) years of imprisonment shall be imposed upon the applicant police or law enforcement official who fails to notify in writing the person subject of the bank examination and freezing of bank deposits, placements, trust accounts, assets and records.

Any person, law enforcement official or judicial authority who violates his duty to notify in writing as defined above shall suffer the penalty of six (6) years and one day to eight (8) years of imprisonment.

SEC. 31. Custody of Bank Data and Information Obtained after Examination of Deposits, Placements, Trust Accounts, Assets and Records. – All information, data, excerpts, summaries, notes, memoranda, working sheets, reports, and other documents obtained from the examination of the bank deposits, placements, trust accounts, assets and records of: (1) a person charged with or suspected of the crime of terrorism or the crime of conspiracy to commit terrorism, (2) a judicially declared and outlawed terrorist organization, association, or group of persons, or (3) a member of any such organization, association, or group of persons shall, within forty-eight (48) hours after the expiration of the period fixed in the written order of the authorizing division of the Court of Appeals or within forty-eight (48) hours after the expiration of the extension or renewal granted by the authorizing division of the Court of Appeals, be deposited with the authorizing division of the Court of Appeals in a sealed envelope or sealed package, as the case may be, and shall be accompanied by a joint affidavit of the applicant police or law enforcement official and the persons who actually conducted the examination of said bank deposits, placements, trust accounts, assets and records.

SEC. 32. Contents of Joint Affidavit. – The joint affidavit shall state: (a) the identifying marks, numbers, or symbols of the deposits, placements, trust accounts, assets, and records examined; (b) the identity and address of the bank or financial institution where such deposits, placements, trust accounts, assets, and records are held and maintained; (c) the number of bank deposits, placements, trust accounts, assets, and records discovered, examined, and frozen; (d) the outstanding balances of each of such deposits, placements, trust accounts, assets; (e) all information, data, excerpts, summaries, notes, memoranda, working sheets, reports, documents, records examined and placed in the sealed envelope or sealed package deposited with the authorizing division of the Court of Appeals; (f) the date of the original written authorization granted by the Anti-Terrorism Council to the applicant to file the ex parte application to conduct the examination of the said bank deposits, placements, trust accounts, assets and records, as well as the date of any extension or renewal of the original written authorization granted by the authorizing division of the Court of Appeals; and (g) that the items enumerated were all that were found in the bank or financial institution examined at the time of the completion of the examination.

The joint affidavit shall also certify under oath that no duplicates or copies of the information, data, excerpts, summaries, notes, memoranda, working sheets, reports, and documents acquired from the examination of the bank deposits, placements, trust accounts, assets and records have been made, or, if made, that all such duplicates and copies are placed in the sealed envelope or sealed package deposited with the authorizing division of the Court of Appeals.

It shall be unlawful for any person, police officer or custodian of the bank data and information obtained after examination of deposits, placements, trust accounts, assets and records to copy, to remove, delete, expunge, incinerate, shred or destroy in any manner the items enumerated above in whole or in part under any pretext whatsoever.

Any person who copies, removes, deletes, expunges incinerates, shreds or destroys the items enumerated above shall suffer a penalty of not less than six (6) years and one day to twelve (12) years of imprisonment.

SEC. 33. Disposition of Bank Materials. – The sealed envelope or sealed package and the contents thereof, which are deposited with the authorizing division of the Court of Appeals, shall be deemed and are hereby declared classified information, and the sealed envelope or sealed package shall not be opened and its contents shall not be divulged, revealed, read, or used as evidence unless authorized in a written order of the authorizing division of the Court of Appeals, which written order shall be granted only upon a written application of the Department of Justice filed before the authorizing division of the Court of Appeals and only upon a showing that the Department of Justice has been duly authorized in writing by the Anti-Terrorism Council to file the application, with notice in writing to the party concerned not later than three (3) days before the scheduled opening, to open, reveal, divulge, and use the contents of the sealed envelope or sealed package as evidence.

Any person, law enforcement official or judicial authority who violates his duty to notify in writing as defined above shall suffer the penalty of six (6) years and one day to eight (8) years of imprisonment.

SEC. 34. Application to Open Deposited Bank Materials. – The written application, with notice in writing to the party concerned not later than three (3) days of the scheduled opening, to open the sealed envelope or sealed package shall clearly state the purpose and reason: (a) for opening the sealed envelope or sealed package; (b) for revealing and disclosing its classified contents; and, (c) for using the classified information, data, excerpts, summaries, notes, memoranda, working sheets, reports, and documents as evidence.

SEC. 35. Evidentiary Value of Deposited Bank Materials. – Any information, data, excerpts, summaries, notes, memoranda, work sheets, reports, or documents acquired from the examination of the bank deposits, placements, trust accounts, assets and records of: (1) a person charged or suspected of the crime of terrorism or the crime of conspiracy to commit terrorism, (2) a judicially declared and outlawed terrorist organization, association, or group of persons, or (3) a member of such organization, association, or group of persons, which have been secured in violation of the provisions of this Act, shall absolutely not be admissible and usable as evidence against anybody in any judicial, quasi-judicial, legislative, or administrative investigation, inquiry, proceeding, or hearing.

SEC. 36. Penalty for Unauthorized or Malicious Examination of a Bank or a Financial Institution. – Any person, police or law enforcement personnel who examines the deposits, placements, trust accounts, assets, or records in a bank or financial institution of: (1) a person charged with or suspected of the crime of terrorism or the crime of conspiracy to commit terrorism, (2) a judicially declared and outlawed terrorist organization, association, or group of persons, or (3) a member of such organization, association, or group of persons, without being authorized to do so by the Court of Appeals, shall be guilty of an offense and shall suffer the penalty of ten (10) years and one day to twelve (12) years of imprisonment.

In addition to the liability attaching to the offender for the commission of any other offense, the penalty of ten (10) years and one day to twelve (12) years of imprisonment shall be imposed upon any police or law enforcement personnel, who maliciously obtained an authority from the Court of Appeals to examine the deposits, placements, trust accounts, assets, or records in a bank or financial institution of: (1) a person charged with or suspected of the crime of terrorism or conspiracy to commit terrorism, (2) a judicially declared and outlawed terrorist organization, association, or group of persons, or (3) a member of such organization, association, or group of persons: Provided, That notwithstanding Section 33 of this Act, the party aggrieved by such authorization shall upon motion duly filed be allowed access to the sealed envelope or sealed package and the contents thereof as evidence for the prosecution of any police or law enforcement personnel who maliciously procured said authorization.

SEC. 37. Penalty of Bank Officials and Employees Defying a Court Authorization. – An employee, official, or a member of the board of directors of a bank or financial institution, who refuses to allow the examination of the deposits, placements, trust accounts, assets, and records of: (1) a person charged with or suspected of the crime of terrorism or the crime of conspiracy to commit terrorism, (2) a judicially declared and outlawed terrorist organization, association, or group of persons, or (3) a member of such judicially declared and outlawed organization, association, or group of persons in said bank or financial institution, when duly served with the written order of the authorizing division of the Court of Appeals, shall be guilty of an offense and shall suffer the penalty of ten (10) years and one day to twelve (12) years of imprisonment.

SEC. 38. Penalty for False or Untruthful Statement or Misrepresentation of Material Fact in Joint Affidavits. – Any false or untruthful statement or misrepresentation of material fact in the joint affidavits required respectively in Section 12 and Section 32 of this Act shall constitute a criminal offense and the affiants shall suffer individually the penalty of ten (10) years and one day to twelve (12) years of imprisonment.

SEC. 39. Seizure and Sequestration. – The deposits and their outstanding balances, placements, trust accounts, assets, and records in any bank or financial institution, moneys, businesses, transportation and communication equipment, supplies and other implements, and property of whatever kind and nature belonging: (1) to any person suspected of or charged before a competent Regional Trial Court for the crime of terrorism or the crime of conspiracy to commit terrorism; (2) to a judicially declared and outlawed organization, association, or group of persons; or (3) to a member of such organization, association, or group of persons shall be seized, sequestered, and frozen in order to prevent their use, transfer, or conveyance for purposes that are inimical to the safety and security of the people or injurious to the interest of the State.

The accused or a person suspected of may withdraw such sums as may be reasonably needed by the monthly needs of his family including the services of his or her counsel and his or her family’s medical needs upon approval of the court. He or she may also use any of his property that is under seizure or sequestration or frozen because of his or her indictment as a terrorist upon permission of the court for any legitimate reason.

Any person who unjustifiably refuses to follow the order of the proper division of the Court of Appeals to allow the person accused of the crime of terrorism or of the crime of conspiracy to commit terrorism to withdraw such sums from sequestered or frozen deposits, placements, trust accounts, assets and records as may be necessary for the regular sustenance of his or her family or to use any of his or her property that has been seized, sequestered or frozen for legitimate purposes while his or her case is pending shall suffer the penalty of ten (10) years and one day to twelve (12) years of imprisonment.

SEC. 40. Nature of Seized, Sequestered and Frozen Bank Deposits, Placements, Trust Accounts, Assets and Records. – The seized, sequestered and frozen bank deposits, placements, trust accounts, assets and records belonging to a person suspected of or charged with the crime of terrorism or conspiracy to commit terrorism shall be deemed as property held in trust by the bank or financial institution for such person and the government during the pendency of the investigation of the person suspected of or during the pendency of the trial of the person charged with any of the said crimes, as the case may be and their use or disposition while the case is pending shall be subject to the approval of the court before which the case or cases are pending.

SEC. 41. Disposition of the Seized, Sequestered and Frozen Bank Deposits, Placements, Trust Accounts, Assets and Record. – If the person suspected of or charged with the crime of terrorism or conspiracy to commit terrorism is found, after his investigation, to be innocent by the investigating body, or is acquitted, after his arraignment or his case is dismissed before his arraignment by a competent court, the seizure, sequestration and freezing of his bank deposits, placements, trust accounts, assets and records shall forthwith be deemed lifted by the investigating body or by the competent court, as the case may be, and his bank deposits, placements, trust accounts, assets and records shall be deemed released from such seizure, sequestration and freezing, and shall be restored to him without any delay by the bank or financial institution concerned without any further action on his part. The filing of any appeal on motion for reconsideration shall not state the release of said funds from seizure, sequestration and freezing.

If the person charged with the crime of terrorism or conspiracy to commit terrorism is convicted by a final judgment of a competent trial court, his seized, sequestered and frozen bank deposits, placements, trust accounts, assets and records shall be automatically forfeited in favor of the government.

Upon his or her acquittal or the dismissal of the charges against him or her, the amount of Five Hundred Thousand Pesos (P500,000.00) a day for the period in which his properties, assets or funds were seized shall be paid to him on the concept of liquidated damages. The amount shall be taken from the appropriations of the police or law enforcement agency that caused the filing of the enumerated charges against him or her.

SEC. 42. Penalty for Unjustified Refusal to Restore or Delay in Restoring Seized, Sequestered and Frozen Bank Deposits, Placements, Trust Accounts, Assets and Records. – Any person who unjustifiably refuses to restore or delays the restoration of seized, sequestered and frozen bank deposits, placements, trust accounts, assets and records of a person suspected of or charged with the crime of terrorism or conspiracy to commit terrorism after such suspected person has been found innocent by the investigating body or after the case against such charged person has been dismissed or after he is acquitted by a competent court shall suffer the penalty of ten (10) years and one day to twelve (12) years of imprisonment.

SEC. 43. Penalty for the Loss, Misuse, Diversion or Dissipation of Seized, Sequestered and Frozen Bank Deposits, Placements, Trust Accounts, Assets and Records. – Any person who is responsible for the loss, misuse, diversion, or dissipation of the whole or any part of the seized, sequestered and frozen bank deposits, placements, trust accounts, assets and records of a person suspected of or charged with the crime of terrorism or conspiracy to commit terrorism shall suffer the penalty of ten (10) years and one day to twelve (12) years of imprisonment.

SEC. 44. Infidelity in the Custody of Detained Persons. – Any public officer who has direct custody of a detained person under the provisions of this Act and who by his deliberate act, misconduct, or inexcusable negligence causes or allows the escape of such detained person shall be guilty of an offense and shall suffer the penalty of: (a) twelve (12) years and one day to twenty (20) years of imprisonment, if the detained person has already been convicted and sentenced in a final judgment of a competent court; and (b) six (6) years and one day to twelve (12) years of imprisonment, if the detained person has not been convicted and sentenced in a final judgment of a competent court.

SEC. 45. Immunity and Protection of Government Witnesses. – The provisions of Republic Act No. 6981 (Witness Protection, Security and Benefits Act) to the contrary notwithstanding, the immunity of government witnesses testifying under this Act shall be governed by Sections 17 and 18 of Rule 119 of the Rules of Court: Provided, however, That said witnesses shall be entitled to benefits granted to witnesses under said Republic Act No. 6981.

SEC. 46. Penalty for Unauthorized Revelation of Classified Materials. – The penalty of ten (10) years and one day to twelve (12) years of imprisonment shall be imposed upon any person, police or law enforcement agent, judicial officer or civil servant who, not being authorized by the Court of Appeals to do so, reveals in any manner or form any classified information under this Act.

SEC. 47. Penalty for Furnishing False Evidence, Forged Document, or Spurious Evidence. – The penalty of twelve (12) years and one day to twenty (20) years of imprisonment shall be imposed upon any person who knowingly furnishes false testimony, forged document or spurious evidence in any investigation or hearing under this Act.

SEC. 48. Continuous Trial. - In cases of terrorism or conspiracy to commit terrorism, the judge shall set the case for continuous trial on a daily basis from Monday to Friday or other short-term trial calendar so as to ensure speedy trial.

SEC. 49. Prosecution Under This Act Shall Be a Bar to Another Prosecution Under the Revised Penal Code or Any Special Penal Laws. - When a person has been prosecuted under a provision of this Act, upon a valid complaint or information or other formal charge sufficient in form and substance to sustain a conviction and after the accused had pleaded to the charge, the acquittal of the accused or the dismissal of the case shall be a bar to another prosecution for any offense or felony which is necessarily included in the offense charged under this Act.

SEC. 50. Damages for Unproven Charge of Terrorism. – Upon acquittal, any person who is accused of terrorism shall be entitled to the payment of damages in the amount of Five Hundred Thousand Pesos (P500,000.00) for every day that he or she has been detained or deprived of liberty or arrested without a warrant as a result of such an accusation. The amount of damages shall be automatically charged against the appropriations of the police agency or the Anti-Terrorism Council that brought or sanctioned the filing of the charges against the accused. It shall also be released within fifteen (15) days from the date of the acquittal of the accused. The award of damages mentioned above shall be without prejudice to the right of the acquitted accused to file criminal or administrative charges against those responsible for charging him with the case of terrorism.

Any officer, employee, personnel, or person who delays the release or refuses to release the amounts awarded to the individual acquitted of the crime of terrorism as directed in the paragraph immediately preceding shall suffer the penalty of six (6) months of imprisonment.

If the deductions are less than the amounts due to the detained persons, the amount needed to complete the compensation shall be taken from the current appropriations for intelligence, emergency, social or other funds of the Office of the President.

In the event that the amount cannot be covered by the current budget of the police or law enforcement agency concerned, the amount shall be automatically included in the appropriations of the said agency for the coming year.

SEC. 51. Duty to Record and Report the Name and Address of the Informant. - The police or law enforcement officers to whom the name of a suspect in the crime of terrorism was first revealed shall record the real name and the specific address of the informant.

The police or law enforcement officials concerned shall report the informant’s name and address to their superior officer who shall transmit the information to the Congressional Oversight Committee or to the proper court within five (5) days after the suspect was placed under arrest or his properties were sequestered, seized or frozen.

The name and address of the informant shall be considered confidential and shall not be unnecessarily revealed until after the proceedings against the suspect shall have been terminated.

SEC. 52. Applicability of the Revised Penal Code. - The provisions of Book I of the Revised Penal Code shall be applicable to this Act.

SEC. 53. Anti-Terrorism Council. – An Anti-Terrorism Council, hereinafter referred to, for brevity, as the “Council,” is hereby created. The members of the Council are: (1) the Executive Secretary, who shall be its chairperson; (2) the Secretary of Justice, who shall be its Vice Chairperson; and (3) the Secretary of Foreign Affairs; (4) the Secretary of National Defense; (5) the Secretary of the Interior and Local Government; (6) the Secretary of Finance; and (7) the National Security Advisor, as its other members.

The Council shall implement this Act and assume the responsibility for the proper and effective implementation of the anti-terrorism policy of the country. The Council shall keep records of its proceedings and decisions. All records of the Council shall be subject to such security classifications as the Council may, in its judgment and discretion, decide to adopt to safeguard the safety of the people, the security of the Republic, and the welfare of the nation.

The National Intelligence Coordinating Agency shall be the Secretariat of the Council. The Council shall define the powers, duties, and functions of the National Intelligence Coordinating Agency as Secretariat of the Council. The National Bureau of Investigation, the Bureau of Immigration, the Office of Civil Defense, the Intelligence Service of the Armed Forces of the Philippines, the Anti-Money Laundering Council, the Philippine Center on Transnational Crime, and the Philippine National Police intelligence and investigative elements shall serve as support agencies for the Council.

The Council shall formulate and adopt comprehensive, adequate, efficient, and effective anti-terrorism plans, programs, and counter-measures to suppress and eradicate terrorism in the country and to protect the people from acts of terrorism. Nothing herein shall be interpreted to empower the Anti-Terrorism Council to exercise any judicial or quasi-judicial power or authority.

SEC. 54. Functions of the Council. – In pursuit of its mandate in the previous Section, the Council shall have the following functions with due regard for the rights of the people as mandated by the Constitution and pertinent laws:

1. Formulate and adopt plans, programs and counter-measures against terrorists and acts of terrorism in the country;

2. Coordinate all national efforts to suppress and eradicate acts of terrorism in the country and mobilize the entire nation against terrorism proscribed in this Act;

3. Direct the speedy investigation and prosecution of all persons accused or detained for the crime of terrorism or conspiracy to commit terrorism and other offenses punishable under this Act, and monitor the progress of their cases;

4. Establish and maintain comprehensive data-base information systems on terrorism, terrorist activities, and counter-terrorism operations;

5. Freeze the funds property, bank deposits, placements, trust accounts, assets and records belonging to a person suspected of or charged with the crime of terrorism or conspiracy to commit terrorism, pursuant to Republic Act No. 9160 otherwise known as the Anti-Money Laundering Act of 2001, as amended;

6. Grant monetary rewards and other incentives to informers who give vital information leading to the apprehension, arrest, detention, prosecution, and conviction of person or persons who are liable for the crime of terrorism or conspiracy to commit terrorism;

7. Establish and maintain coordination with and the cooperation and assistance of other nations in the struggle against international terrorism; and

8. Request the Supreme Court to designate specific divisions of the Court of Appeals and regional trial courts in Manila, Cebu City and Cagayan de Oro City, as the case may be, to handle all cases involving the crime of terrorism or conspiracy to commit terrorism and all matters incident to said crimes. The Secretary of Justice shall assign a team of prosecutors from: (a) Luzon to handle terrorism cases filed in the regional trial court in Manila; (b) from the Visayas to handle cases filed in Cebu City; and (c) from Mindanao to handle cases filed in Cagayan de Oro City.

SEC. 55. Role of the Commission on Human Rights. - The Commission on Human Rights shall give the highest priority to the investigation and prosecution of violations of civil and political rights of persons in relation to the implementation of this Act; and for this purpose, the Commission shall have the concurrent jurisdiction to prosecute public officials, law enforcers, and other persons who may have violated the civil and political rights of persons suspected of, accused of, or detained for the crime of terrorism or conspiracy to commit terrorism.

SEC. 56. Creation of a Grievance Committee. - There is hereby created a Grievance Committee composed of the Ombudsman, as chair, and the Solicitor General, and an undersecretary from the Department of Justice (DOJ), as members, to receive and evaluate complaints against the actuations of the police and law enforcement officials in the implementation of this Act. The Committee shall hold office in Manila.

The Committee shall have three (3) subcommittees that will be respectively headed by the Deputy Ombudsmen in Luzon, the Visayas and Mindanao. The subcommittees shall respectively hold office at the Offices of Deputy Ombudsmen. Three (3) Assistant Solicitors General designated by the Solicitor General, and the regional prosecutors of the DOJ assigned to the regions where the Deputy Ombudsmen hold office shall be members thereof. The three (3) subcommittees shall assist the Grievance Committee in receiving, investigating and evaluating complaints against the police and other law enforcement officers in the implementation of the Act. If the evidence warrants it, they may file the appropriate cases against the erring police and law enforcement officers. Unless seasonably disowned or denounced by the complainants, decisions or judgments in the said cases shall preclude the filing of other cases based on the same cause or causes of action as those that were filed with the Grievance Committee or its branches.

SEC. 57. Ban on Extraordinary Rendition. - No person suspected or convicted of the crime of terrorism shall be subjected to extraordinary rendition to any country unless his or her testimony is needed for terrorist related police investigations or judicial trials in the said country and unless his or her human rights, including the right against torture, and right to counsel, are officially assured by the requesting country and transmitted accordingly and approved by the Department of Justice.

SEC. 58. Extra-Territorial Application of this Act. �� Subject to the provision of an existing treaty of which the Philippines is a signatory and to any contrary provision of any law of preferential application, the provisions of this Act shall apply: (1) to individual persons who commit any of the crimes defined and punished in this Act within the terrestrial domain, interior waters, maritime zone, and airspace of the Philippines; (2) to individual persons who, although physically outside the territorial limits of the Philippines, commit, conspire or plot to commit any of the crimes defined and punished in this Act inside the territorial limits of the Philippines; (3) to individual persons who, although physically outside the territorial limits of the Philippines, commit any of the said crimes on board Philippine ship or Philippine airship; (4) to individual persons who commit any of said crimes within any embassy, consulate, or diplomatic premises belonging to or occupied by the Philippine government in an official capacity; (5) to individual persons who, although physically outside the territorial limits of the Philippines, commit said crimes against Philippine citizens or persons of Philippine descent, where their citizenship or ethnicity was a factor in the commission of the crime; and (6) to individual persons who, although physically outside the territorial limits of the Philippines, commit said crimes directly against the Philippine government.

SEC. 59. Joint Oversight Committee. - There is hereby created a Joint Oversight Committee to oversee the implementation of this Act.

The Oversight Committee shall be composed of five (5) members each from the Senate and the House in addition to the Chairs of the Committees of Public Order of both Houses who shall also Chair the Oversight Committee in the order specified herein. The membership of the Committee for every House shall at least have two (2) opposition or minority members. The Joint Oversight Committee shall have its own independent counsel.

The Chair of the Committee shall rotate every six (6) months with the Senate chairing it for the first six (6) months and the House for the next six (6) months. In every case, the ranking opposition or minority member of the Committee shall be the Vice Chair.

Upon the expiration of one year after this Act is approved by the President, the Committee shall review the Act particularly the provisions that authorize the surveillance of suspects of or persons charged with the crime of terrorism. To that end, the Committee shall summon the police and law enforcement officers and the members of the Anti-Terrorism Council and require them to answer questions from the members of Congress and to submit a written report of the acts they have done in the implementation of the law including the manner in which the persons suspected of or charged with the crime of terrorism have been dealt with in their custody and from the date when the movements of the latter were subjected to surveillance and his or her correspondences, messages, conversations and the like were listened to or subjected to monitoring, recording and tapping.

Without prejudice to its submitting other reports, the Committee shall render a semi-annual report to both Houses of Congress. The report may include where necessary a recommendation to reassess the effects of globalization on terrorist activities on the people, provide a sunset clause to or amend any portion of the Act or to repeal the Act in its entirety.

The courts dealing with anti-terrorism cases shall submit to Congress and the President a report every six (6) months of the status of anti-terrorism cases that have been filed with them starting from the date this Act is implemented.

SEC. 60. Separability Clause. – If for any reason any part or provision of this Act is declared unconstitutional or invalid, the other parts or provisions hereof which are not affected thereby shall remain and continue to be in full force and effect.

SEC. 61. Repealing Clause. – All laws, decrees, executive orders, rules or regulations or parts thereof, inconsistent with the provisions of this Act are hereby repealed, amended, or modified accordingly.

SEC. 62. Special Effectivity Clause. - After the bill shall have been signed into law by the President, the Act shall be published in three (3) newspapers of national circulation; three (3) newspapers of local circulation, one each in Ilocos Norte, Baguio City and Pampanga; three (3) newspapers of local circulation, one each in Cebu, Iloilo and Tacloban; and three (3) newspapers of local circulation, one each in Cagayan de Oro, Davao and General Santos City.

The title of the Act and its provisions defining the acts of terrorism that are punished shall be aired everyday at primetime for seven (7) days, morning, noon and night over three (3) national television and radio networks; three (3) radio and television networks, one each in Cebu, Tacloban and Iloilo; and in five (5) radio and television networks, one each in Lanao del Sur, Cagayan de Oro, Davao City, Cotabato City and Zamboanga City. The publication in the newspapers of local circulation and the announcements over local radio and television networks shall be done in the dominant language of the community.

After the publication required above shall have been done, the Act shall take effect two (2) months after the elections are held in May 2007.

Thereafter, the provisions of this Act shall be automatically suspended one month before and two months after the holding of any election.

Approved